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That depends on the merchant, that your applying for the loan at. It's the merchant that makes the decision on approving/declining a loan. 597 score is probably consider high risk to the merchant because you probably have high balances and some slow payments on your credit bureau file. It's a 50/50 decision for the merchant but probably more closer to the decline side because if they approve the loan, your score will drop more because of having more debt.

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Q: Can you get a 6000 dollar loan with a 597 credit score?
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