Can you get a car loan if you have bad credit?

You can. You only need to find a lender who is willing to give you a chance. Sometimes, if your credit history is too spotty, you may need to purchase at a "buy Here, Pay Here" lot. Or, you may be required to put up a significant down payment.

In Canada the interest rates for bad credit car loans range from 8% to 29% depending on your credit bureau report. With the increase of interest rate the banks and other lenders are usually willing to take on the risks.

Try finding a car dealer who specializes in financing car loans for people with very bad credit. The interest rate will be higher than normal.