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Answered 2011-07-16 16:41:52

It all depends on your personal credit history. If you have a bad credit history or no established credit then it can be difficult to get a loan. Anyone can get a payday loan but it is not recommended as the interest rates are outrageous. Contact your local bank for more information on how to get a personal loan.

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Related Questions


if you take it to your personal bank and ask them how much you need to have paid already they can indeed refinace you and remove the cosigner


Yes if you are a US Citizen you may get a loan without a cosigner. However, your % will be higher in terms of interest. As a result it is best to have a cosigner.


The only option is for the loan to be refinanced without the particpation of the present cosigner.


No, the refinancing without the consent or knowledge of the original cosigner created a breach of the original lending agreement and the cosigner is no longer legally obligated for the debt.


no you do have to have a cosigner with good credit in order to get a student loan.


The only way to take a cosigner off of a loan is to refinance it.


Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.


Although it is very difficult to get loan without cosigner. Majority of the students don't apply because they don't have any cosigner. But now a day many organization are helping such student who don't have any cosigner. You can apply for such loan that not required cosigner. These loans called no cosigner student loans. You can find a detailed procedure through link that is in "Related Links"


It is possible to obtain a Student Loan without a Cosigner if you apply through a Government Loan Program. One such Program is the Stafford Loans. You do not need an Income or Credit History to receive a loan.


SallieMae.com offers loans to sophomore or higher college students with out a cosigner.


No, a cosigner can only be relieved of the financial obligation by a refinancing of the loan agreement without them being a participant.



Yes, if you have a good credit score.


You can get a loan if you are a student without a cosigner however it can also be a little tricky. I would suggest going to your local bank and chatting to a financial advisor for better advice.


You should talk to your college's Financial Aid office, who will be able to direct you to potential loan sources which may not need a cosigner. Most students are not going to be able to get a loan without a cosigner unless it's something like a guaranteed student loan, in which the government is effectively your cosigner. You will need to qualify for a GSL, though, and your financial aid office will help you with that.


A cosigner can only be relieved of the financial obligation through refinancing of the loan without the current cosigner's participation.


Only one way, have the borrower consolidate the loans without you being a cosigner. Then the original loans are paid off, and a new loan is made in only the borrowers name.


The best and the easiest way to get out of a loan is to PAY IT OFF ! You signed that you would be responsible for the debt !!!!!!


YES !!! He/she should certainly discuss it with the cosigner. It may be a gift or it may just be that the cosigner doesn't want to have that note appearing on his/her credit report. Whatever the reason, even if the cosigner did it as a gift, the primary should acknowledge and express appreciation. But be prepared if the cosigner expects the loan to be paid back.


A stafford or perkins loan, yes, IF you qualify through the FAFSA.


No. The loan must be paid off and you must refinance without the co-signer.


This is a very poor credit score. You can apply but it is unlikely you will get a loan without a cosigner. If you are able to get a loan without a cosigner your interest rate will be very high as compare to someone with a good credit score of over 700.


Yes, you can switch the cosigner to the primary on a loan. The way to do this is to have the loan refinanced.


You may want to consider a federal student loan as these types do not require a cosigner.




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