Can you get a ticket for driving with no insurance if you are pulled over driving a borrowed car that is not insured even though your personal car is insured MN?
Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.
Turn it into your insurance company first. Your insurance should handle everything. The way it usually works is his car is supposed to be insured so contact the "borrowed" cars owner and see if the driver is covered, if not the borrowed cars owners insurance may not pay and the owner will be liable for the cost of repairs, etc.
I am covered on my mothers auto insurance she has comprehensive if i drive someone elses car and get into an accident will i be covered?
Risk that cannot be insured would change according to the Insurance companies own buiness policy and underwriting practice for eg for a standard personal lines underwriter - the 2 risk that he would not insurer would be a risk when a person has 1)high auto insurance claims or a person has a bad driving record . 2) Commercial autos These two risks would be declined and not insured by the standard auto insurance (Personal lines…
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
Auto insurance usually has several components. Liability insurance is the limit of how much the insurer will pay on your behalf to someone you injure while driving. Property damage is the limit of how much the insurer will pay on your behalf to someone on account of damage to their property you cause while driving. Medical Payments / Personal Injury Protection (PIP) pay medical bills up to the limit of the insurance. Fault is not…
In California what happens if an uninsured unlicensed driver is driving your insured car and has an accident and the other driver is licensed and insured is at fault?
General insurance is a way to get benefit in the future for insured things. General insurance is quite different from life insurance, therefore, it is also called as non-life insurance. Things like car, vehicles and property like home can be insured. Personal insurance also comes in general insurance. Personal insurance includes health insurance, accident insurance etc. - Ruchi Trivedi. SEO Executive. (P & K infocom Pvt. Ltd., ahmedabad)
What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in…
Does someone driving their motorcycle which is registered in Florida have to have insurance while driving in Wisconsin?
How do you cancel car insurance on a car that you own and insured that your spouse is driving in another state?
Can an unlicensed driver be ticketed for driving without insurance and the car they are driving is insured?
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.
Is this about an auto accident? Are you a young driver who didn't yet have a regular license and was driving with only a learner's permit? What do you mean "you aren't insured"? Drivers aren't insured; vehicles are. Was the car insured or not? If not, what were you doing driving it, and what makes you think there's even a remote chance that insurance will pay? (Unless you're talking about the other driver's liability insurance…
Not without insurable interest in a car. If you do not have a car, you do not need to have insurance. If you rent a car, you can get insurance for the rental, but that is a temporary policy. If you have permission to drive the car, you should be insured under the policy of the person from whom you borrowed the car.
Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal. Added: What the question is missing…
What happens no drivers license but car is insured in someone else's name and you are involved in car accident?
***UK answer*** Depends if the car is registered to your or the other person. If its your car then you will be done for driving with no insurance or driving whilst banned or driving with no license or a combination of the three. However if its not your car and you borrowed it you will again be charged with driving with no license and insurance, (If no license then you dont have insurance, the driver…
The answer to this one is simple. GET INSURED !! you are breaking the law, by driving on UK roads without valid insurance for the vehicle you are driving. There is NO EXCUSE for not being insured. What if you accidentally hit something or some-one ? Your insurance would cover you, and save you the expense of a private claim against you personally, not to mention the fines and points you will receive !! In…
What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?
If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.
Depends ... if you are using a personal auto that is insured for 'pleasure' and using it for delivering goods to customers (which is conducting a business), then NO your insurance will most likely not pay. However, if you have been honest and upfront with your insurance company and have the car insured for use in business venture, then you might be covered.
When indemnity (often called short-term) insurance contracts are concluded the insured is entitled to recover the actual commercial value of what he has lost through the happening of the insured event, be such event damage to property, fire, theft, public liability or marine insurance. In non-indemnity insurance the sum which the insured is entitled to receive from the insurer does not necessarily bear any relation to the actual loss, if any, suffered by the insured…
If you are insured with AAA in California and driving a vehicle you own that is insured on your policy,AAA will extend the coverage to that car while you are driving in Canada.You need to bring your evidence of insurance with you along with a Canada Non-resident inter-province(IP) liability card. These Canada IP cards are provided at your local AAA office,at no charge,I might add!If your not insured with AAA well you should be!