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Answered 2014-04-16 23:41:28
Auto Insurance Required for Learners Permit?Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.

You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for it to be legally binding.

A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers.

More Information:

  • You can get insurance with a permit. I live in Florida and got it with a Learners Permit
  • Some Insurance Companies may not require you be added to the vehicle owners or parents policy until you complete your test and get your drivers license, but you can't drive uninsured in any event. It's best to contact your Insurance Company and ask what the policy is for newly permitted drivers.
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How do you get insurance with just your learners permit?

how do i get car insurance with just my learners permit?


What auto insurance companies accept just a learners permit?

I know just progressive , maybe there other ones


In the state of Georgia does a person with just a learners permit have to have auto insurance?

no. because as long as the parents has insurance they are fine. And this is only if the parent adds them on their insurance.


Can you get a car in your name with just a learners permit?

You can but it will be expensive on Insurance


Is there an insurance company in Maryland that offers insurance for someone with a learners permit only?

Any Insurance Company authorized in your state may write an Auto Insurance Policy for a driver with a learners permit. Some simply choose not to do so because they will consider a new driver high risk. Just call around or search online until you find one who will accept the risk.


Do you need insurance when your child just got her learners permit?

This varies by state law. Ask your insurance company.


Do you need insurance to get a permit in the state nc?

No you don't i just talked to my drivers' ed teacher and he said that you don't need to have insurance for just a learners permit. You only needed when you get your full licences



What is the difference between a learners permit and a permit?

There is no difference in a learners permit and a permit. People just say permit because it is shorter than saying learners permit.A permit or learners permit lets you drive with an adult of 21 or over with a valid license.A drivers license lets you drive by yourself without the adult.


Is it legal to drive with a Colorado learners permit in California?

Yes, You can it is just saying you got your learners permit in Colarado


Can you get auto insurance with just a learners permit?

Yes you can since a drivers permit is proof of permission to drive an automobile. You can obtain your own insurance or be covered under someone elses just as long as you have coverage. A drivers permit comes with all the responsibilities of anyone who operates a motor vehicle including finacial responsibilities so it's required that you be covered even under a permit.


Can you buy a car with learners permit from dealers in Maryland and get car insurance with learners permit?

No, you cannot legally drive a car even by yourself with a learners permit. A learners permit is just to show that some one is teaching you how to drive therefore you really aren't experienced driver yet. You must be 18 to have your own car insurance also. So therefore you *COULD NOT* buy a car from a dealer.Another View: There is nothing in the law that states that you must hold a valid drivers license in order to purchase a vehicle - and you do NOT need insurance in order to buy it. You only need to have it insured if the vehicle is being operated on the public roads.The question of whether you can buy insurance or not is up to the individual insurance company. If you pay them the premium I'm sure they'll be glad to insure the car.JUST REMEMBER - you CANNOT drive the vehicle legally if you are not fully licensed or in conformance with your learners permit.


How long do you need a learners permit before you can get your drivers license in Florida?

My son recently just received his learners permit. He needs to hold on to it for a year before he is able to get his license.


Can you insure your car with learner's permit in New Jersey?

No, the person who owns and/or will drive the insured vehicle must have a valid driver's license. Not totally true, it really depends on the insurance company. Some might insure the driver with just a learner's permit. If we can assume that the person with a learners permit is under 18, then the answer is no. However if the person has a learners permit but is somehow over 18, that is a different story.


What is the price of a learners permit in Washington?

i just got mine today and it was $20


Can you drive in Michigan with a Colorado learners permit?

Yes, just so long as you are conforming to the restirctions that the CO permit places on you.


Your learners license was lost how can you replace?

Just go to your Local DMV, the same place you got the learners permit. They will replace it or give you another.


Can your parents have liability insurance when you have a learners permit?

Sure, just make sure yor parent also lists your name as an additional driver on the policy so that you can be covered to drive the vehicle as well.


What does a learners permit look like?

They are just a temporary on computer paper good for 6 mos.


Is it illegal to operate a commercial vehicle with a learners permit?

By yourself it is illegal. Just like your permit when you started driving a car you have to have a properly licensed driver with you.


How much is sr22 insurance?

Since Sr22 Insurance is actually just Auto Insurance. The answer is that it costs the same as an Auto Insurance policy would.


Is your Pennsylvania motorcycle permit valid in other states?

A Motorcycle Permit from the state of PA is valid in other states just as the learners permit is valid. You still have to follow their laws and regulations.


Do need driving school to get a license?

yes most people do and you also get a learners permit that allows you to drive with someone who has a licence and then you go take the driving test but to get a learners permit you just need to take a test like you take in school


Can someone with a Virginia learner's permit drive outside the state of Virginia?

No, you can't. I just got my learners permit at the end of January 2011, and I was told that I couldn't


If you have a learner's permit can you drive with anyone who just got a license?

Yes, with a learners permit after six months you may drive with a license driver of any age.


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