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Auto Insurance Required for Learners Permit?Yes, you can. A Drivers or Learners "Permit" is permission to drive and therefore a temporary license with certain restrictions.

You can obtain your own auto insurance or you can be covered under someone else's policy such as your parents or the vehicle owners policy, but you must have coverage. If you are a minor and want your own policy, due to the limitations of contract law your parent or legal guardian will need to countersign your insurance application for it to be legally binding.

A Drivers Permit comes with all the responsibilities of anyone licensed or not who operates a motor vehicle on public roads, including our financial responsibility. No state provides exemption from Financial Responsibility Laws for minors or permitted drivers.

More Information:

  • You can get insurance with a permit. I live in Florida and got it with a Learners Permit
  • Some Insurance Companies may not require you be added to the vehicle owners or parents policy until you complete your test and get your drivers license, but you can't drive uninsured in any event. It's best to contact your Insurance Company and ask what the policy is for newly permitted drivers.
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โˆ™ 2014-04-16 23:41:28
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Q: Can you get auto insurance with just a learner's permit?
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Related questions

How do you get insurance with just your learners permit?

how do i get car insurance with just my learners permit?


What auto insurance companies accept just a learners permit?

I know just progressive , maybe there other ones


In the state of Georgia does a person with just a learners permit have to have auto insurance?

no. because as long as the parents has insurance they are fine. And this is only if the parent adds them on their insurance.


Can you get a car in your name with just a learners permit?

You can but it will be expensive on Insurance


Do you need insurance when your child just got her learners permit?

This varies by state law. Ask your insurance company.


Is there an insurance company in Maryland that offers insurance for someone with a learners permit only?

Any Insurance Company authorized in your state may write an Auto Insurance Policy for a driver with a learners permit. Some simply choose not to do so because they will consider a new driver high risk. Just call around or search online until you find one who will accept the risk.


Do you need insurance to get a permit in the state nc?

No you don't i just talked to my drivers' ed teacher and he said that you don't need to have insurance for just a learners permit. You only needed when you get your full licences


Does one need to be covered under the parents' insurance when one just got her or his learners permit?

It depends on the insurance companies rules.


Is it legal to drive with a Colorado learners permit in California?

Yes, You can it is just saying you got your learners permit in Colarado


What is the difference between a learners permit and a permit?

There is no difference in a learners permit and a permit. People just say permit because it is shorter than saying learners permit.A permit or learners permit lets you drive with an adult of 21 or over with a valid license.A drivers license lets you drive by yourself without the adult.


Can you get auto insurance with just a learners permit?

Yes you can since a drivers permit is proof of permission to drive an automobile. You can obtain your own insurance or be covered under someone elses just as long as you have coverage. A drivers permit comes with all the responsibilities of anyone who operates a motor vehicle including finacial responsibilities so it's required that you be covered even under a permit.


Can you buy a car with learners permit from dealers in Maryland and get car insurance with learners permit?

No, you cannot legally drive a car even by yourself with a learners permit. A learners permit is just to show that some one is teaching you how to drive therefore you really aren't experienced driver yet. You must be 18 to have your own car insurance also. So therefore you *COULD NOT* buy a car from a dealer.Another View: There is nothing in the law that states that you must hold a valid drivers license in order to purchase a vehicle - and you do NOT need insurance in order to buy it. You only need to have it insured if the vehicle is being operated on the public roads.The question of whether you can buy insurance or not is up to the individual insurance company. If you pay them the premium I'm sure they'll be glad to insure the car.JUST REMEMBER - you CANNOT drive the vehicle legally if you are not fully licensed or in conformance with your learners permit.

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