You can't legally drive without a driver's license. But assuming you own a vehicle that you still want to cover for physical damage you should be able to get coverage. If you have someone else that you want to allow use of your vehicle then you could list them as a driver on the policy. Don't drive without a valid license though. People do go to jail for being habitual traffic offenders.
Obtaining Auto Insurance without a Drivers License
Here is some input from several contributors:
The way to do it is over the phone. All you need is a check or credit card, and a fax machine! Make sure you have all the information on your car available including the vehicle identification number, the license plate number, year and make of the vehicle, and a Dl number (an ID number should work). They shouldn't ask you to fax a copy of it.
I have moved more than five times in the past 3 years and all to different states and none of the insurance companies asked if I had a valid drivers license. They just wanted some money for the policy. Don't tell them you need it to get your license back. You have to have it even if your roommate uses it, or a granny, sister, etc. They will check your social security numbers to see if you have had any accidents or have filed any claims. I don't know if it shows up on a computer if the license is revoked.
Just call around and check on some prices and see what happens. All the companies I write policies with (with the exception of one) require an MVR (motor vehicle report) before the policy is bound unless it's an international license. In that case they will add points against the license since the MVR can't be run. After the policy is bound a copy of the license needs to be faxed in. If not the policy is in danger of being cancelled or not renewed.
A valid driver's license will be uniformly required in order to get liability insurance. This is a type of insurance that protects you as the driver from liability to a third party for damages caused by your own negligence while operating a vehicle. Insurers require a license so as to ensure some minimal level of familiarity with operation of a vehicle. That said, you may be able to get physical damage coverage for the vehicle even if you do not have a license. This includes losses due to collisions and those that come under the comprehensive coverage, such as broken glass, hail damage, etc. In this respect, the insurance would insure your ownership interest in the vehicle, rather than fault from operating it. In fact, if the vehicle is financed, the lender may require that physical damage coverage be obtained so as to preserve the value of the collateral.
Yes you can. As long as your license hasn't been permanently revoked. You will have to get a non-standard policy though. Some less than reputable firms will issue you insurance without verifying your DL (as long as they make a copy). The problem comes if/when you ever try to make a claim on said policy. Automobile insurance issued in your name is only valid if you have a valid driver's license. Read the fine print.
There are lots of reasons why someone would need insurance without a drivers license. Say if you have a car, but cant drive it, and rent so don't have homeowners insurance, you would want the car insured if you were forced to park / store it in an area where it was likely to incur damage. Also, for people with revoked licenses, you have to send proof of insurance in to the state to get your license back, so need to get insurance Before you can get your license.
Yes, you can get insurance on a provisional license and without any as long as you state it when your getting quotes.
Most carriers will require you to have one but others can insure you if you don't or have had one suspended.
Independent agents that offer policies through multiple carriers are your best bet to obtain coverage.
No, you need it to tell them who you are
yes you can get a auto loan without a license but you can not get auto insurance with out one and you can't complete the loan closing without insurance.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Why would you drive without a license? That's problem number one.
No. You need not get insurance when you get a drivers license, but you must get insurance when you buy your own vehicle
No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local and regional insurers will have no problem with it.
No. He has to have auto insurance to keep driving.
With a suspended insurance license, I would not because you will be breaking a law. With a suspended drivers license you can sell insurance.
If you have your G2 or higher you need insurance to drive.
Only if you plan to drive a vehicle. This is generally the reason people get a drivers license.
Yes you can. I am insured with Insurance Locators in Mesa.
Typically, any auto insurance will require the existence of a valid license.
Ordinarily an auto insurer will require a valid license as a condition of issuing a liability policy.
You're eligible (even required) to get auto insurance as soon as you get your license. SInce you are required by law to be insured to drive. What will matter in regards to the length you have your license will be be how much you pay for insurance as they will charge higher rates for newly licensed drivers.
In the United States the answer is "Yes" you can buy Auto Insurance without a license. In fact you are required to be insured before you take your driving test to get your drivers license.There are many Insurance companies in the United States that will issue your Auto Insurance Policy without you first having your Drivers License.Happy MotoringOther answersNo, you need to give the insurance company proof that you can drive otherwise buying a car for no reason 007 SGS
Car insurance is compulsory in order to take a drive test.
Yes you can get Auto Insurance with a permit. All drivers are required by law to carry financial responsibilty regardless of your license status.
If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.
Depending on the Insurance Company, international drivers licenses are accepted at their discretion.
Have your husband call the insurance agent to make this change.
Yes, but it is at the discretion of each insurer. You may have the best luck with a non standard company.
It usually goes against your drivers license in the form of some sort of point structure. You auto insurance policy may increase based on what they find on your drivers license report.