Can you get car insurance on yourself if you do not own a car?
You can obtain liability insurance if you do not own a car. It is often called "non-owners coverage" and will generally provide protection regardless of the car you are driving.
However, you must have an insurable interest in the vehicle in order to get physical damage coverage. An insurable interest is a "stake" in the continued existence of the vehicle. Therefore, if you are a co-owner of the vehicle, loaned money on it, or otherwise have a financial interest in it, you have an insurable interest sufficient to support an insurance transaction.
== == Can you answer this question, providing useful price comparisons and the like based on your own experience, WITHOUT advertising a service you yourself provide? I haven't heard of insurance companies having a policy that relates just for rental cars. My suggestion is if your personal insurance doesn't not cover a rental car, to get it directly from the rental car company that you rent from. Should you buy insurance for a rental car…
Do you have to have insurance if you do not own a car and This is in the state of OHIO and if so will your license be validated without the insurance?
Do you have to get car insurance right when you get your license even if you don't have a car of your own?
Generally, no. If you do not own a car, and you are not driving, you do not need insurance. Once you buy a car, or have a car available for you to use on a daily basis (or even weekly,) you will need to make sure you are listed on the policy covering that vehicle. For example, say Aunt Betty lets you take her car to school, but you do not own the car. Aunt…
Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious damage even kill people. Now if you hit a car on a motorcycle you will probably only kill yourself. Insurance companies could care less about the damage you do to yourself, so they charge less than car insurance.
Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?
That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance. Any wrecks resulting in claims or ticket points will be…
I doubt there is insurance available to you. With a permit, you are actually driving under the authority and liability of the licensed driver in the car. It is their insurance that protects you and other drivers in the event of an accident. Once you have a driver's license and own your own car, you can purchase insurance from almost any insurance company.
Do you need to carry insurance on a car you own but let a non-household relative make payments on and drive?
no the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy
Yes. ... and no... the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy.
In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
If you do not own a car or live in a household with a car owner who is related to you, you don't actually need your own insurance as long as the person whose car you are driving has insurance. However, that is only true for the occasional trip in a friend's car. If you regularly use the vehicle you would need to get insured.
no Actually, it depends on what you mean. In the U.S. you do not have to have car insurance if you don't drive a car, so if you don't own a car, by default you don't have to keep insurance, however, many states in the U.S. require you to have insurance if you are driving, so if you borrow someone's car, you may be required to have insurance while driving it. In the states that…
If you own your car or house and are no longer making payments should you still have insurance on them?
If you have your own car and there is not a loan or lease you may opt to have liability insurance because we provide the car insurance policy at the lowest cost. You will find out all about car insurance policy types and their benefits here. We provide all insurance news about car insurance which helps to cover your vehicle.