If you are currently covered under a group health insurance plan through your employer you are eligible to get it through a new employer. However, if you leave your current employer and there is a gap between the time you left and when you start your new one (more than 3 months), the new employer does not have to cover you. If that is the case, you'd be better off going with your Cobra coverage if you quit your present job and when you start the new one you'll be all set.Correction toI think the three month time frame above is incorrect. I believe HIPAA regulations stipulate 63 days. Do take Cobra to keep the continuous coverage in place as long as you can.
Check with your state health department. Many states make arrangements to cover people who don't qualify with private insurers, usually through some kind of high risk health insurance pool. It's expensive (here in, by law, the rates have to be set 2x higher than the average state rates) but probably not as expensive as a catastrophic illness without any coverage at all. The same pre-existing conditions will likely apply, but if you can COBRA or somehow stay in your insurance plan until you get the state one set up, they'll probably cover everything. If there's a lapse in coverage, the pre-existing conditions apply (at least in Texas).
I have lupus and had lapsed coverage for over a year. Basically, in, I can't get individual coverage. Because some states require that there be a limit to the time a condition can be considered pre-existing by an insurance company, some dread diseases and conditions are flat-out refused for coverage. But I was hired by a company which is part of a PEO (employee leasing group) and because the group is large enough, I didn't have to even fill out a medical questionnaire--the group was already underwritten. So the key may be to be employed by a company with a large enough risk pool that the insurance company does not individually underwrite.
In many cases yes. There are a few states that require insurance companies to offer coverage to everyone (guaranteed issue); New York & Mass for instance. Most employer groups will cover just about everyone so that is an option. Finally there are some plans on the market that have 'almost' guaranteed issue. These are generally high deductible plans with only a few knock-out questions. One plan I use frequently has only three requirements: You must be working, you can not have HIV/AIDS and you can not have had over $25,000 in medical expenses in the previous 12 months.
The Affordable Care Act provides a means for people with pre-existing and chronic conditions to be able to get affordable health insurance. In each state, there is a special fund for this. You can find what is available in your state by going to www.healthcare.gov.
Most insurance companies won't pay for something blatantly cosmetic as a tummy tuck. However, depending on your insurance, they may pay for you to go to a dermatologist to treat the scars.
Simple question - Its assumed that youve a qualification that is not really in line with the job your applying for. Therefore a company will ask why youve applied for a industry that youve not based your learning on
The contraction of you have is you've.
because once youve developed these skills, you can use them throughout your life to stay healthy.
Your State Pension depends on the number of years youve paid National Insurance or got National Insurance credits while claiming certain benefits. You need 30 years to get a full State Pension of 107.45. If you have fewer years when you retire youll get less State Pension.
youve been using it too much
tell them youve got knits
a game where youve got to try and get hungry
then youve got things wrong with you
Youve got to be kidding me.
youve been mean to them now they be mean to you
you'll know once youve got a cold or the sniffles
Yes only after youve had it for 2 weeks
youve been a baaaaad boy
youve just being prankd
Your question makes no sense. Perhaps youve forgotten a word.
Normally you will get a phone call.
Yes all the updates are free if youve bought it
normaly yes, many people dont. you can wait it out, see if they ever catch on. if not go buy some shoes, if they do, which usually takes at least a year, get ready to return the shoes. eventually the insurance companies settle their explanation of benefits, and find out who owes what.
no as john is one of the relatives if you have john 2nd then youve got a son youve got to time your relatives number by 3 and thats what john will be it would be john the 6th
i also really want to know the jacket if youve found it please could you tell me where to purchase it, if youve got skype my name is david.rothwell37 or please somehow inbox me or something on answers.com thanks :)
youve got to be more specific.
The singer is Randy Newman.
Youve got to wash it daily feed it daily and play with it daily