Many large companies these days offer insurance for a "significant other" instead of a spouse. Speak to the insurance company directly for this information.
This is possible, but there are some issues to consider: 1) If the employer group is purchasing their health insurance from a carrier, there will likely be state laws and carrier rules to this. Each state regulates the insurance carriers within their state.
2) If this is a large company of 300+ employees, they probably 'self-insure.' This exempts them from state insurance laws and the employer gets to make most of the decisions.
3) WARNING: IF the employer pays any portion of your premium, they are required by federal law to consider the amount of money that they (the employer) pay towards your (the significant other) insurance premiums as taxable income to your boyfriend.
For example, if the employer pays 50% of the cost for dependents and the premium cost for adding you is $300 per month, then the employer pays $150 and your boyfriend will have $150 per month deducted from his pay. But he will also have the income taxes on the $150 the employer contributes deducted, too.
There is a complex reasoning the fed gov't has for requiring this. It has to do with the fact that significant others are not afforded the same tax status as spouses.
Yeah.
You can get insurance for your significant other. You need to let the insurance company know, and they will add your significant other to your insurance. There might be additional costs.
Does Cigna offer significant other insurance?
Depends on the company, sex, state, etc. Call and ask them. Probably not.
what type of insurance are your speaking of and what rights?
Check with your state Dept of Insurance. They are the ones that generally regulate domestic partner laws.
This depends on the state laws, and the insurance company. Contact either your states dept of insurance or the carrier you are insured with.
Yes, you can get life insurance for your significant other if there is an insurable interest. The most common situation is if the partners live together, regardless of who owns the home.
i have imputed income taken out of my check because a have a significant other on my insurance can i use this as a tax deduction
It does as of June 1, 2011 under the Civil Unions and Insurance Benefits Law Public Act 96-1513.it does
Most insurance companies will refuse to renew if you have had significant losses or traffic violations.
Depends upon the policy. Some have provisions for domestic partners, same-sex partners, commonlaw marriages, etc. Contact your provider directly to inquire.
When the other one is truly significant to you.