Many large companies these days offer insurance for a "significant other" instead of a spouse. Speak to the insurance company directly for this information.
This is possible, but there are some issues to consider: 1) If the employer group is purchasing their health insurance from a carrier, there will likely be state laws and carrier rules to this. Each state regulates the insurance carriers within their state.
2) If this is a large company of 300+ employees, they probably 'self-insure.' This exempts them from state insurance laws and the employer gets to make most of the decisions.
3) WARNING: IF the employer pays any portion of your premium, they are required by federal law to consider the amount of money that they (the employer) pay towards your (the significant other) insurance premiums as taxable income to your boyfriend.
For example, if the employer pays 50% of the cost for dependents and the premium cost for adding you is $300 per month, then the employer pays $150 and your boyfriend will have $150 per month deducted from his pay. But he will also have the income taxes on the $150 the employer contributes deducted, too.
There is a complex reasoning the fed gov't has for requiring this. It has to do with the fact that significant others are not afforded the same tax status as spouses.
You can get insurance for your significant other. You need to let the insurance company know, and they will add your significant other to your insurance. There might be additional costs.
Does Cigna offer significant other insurance?
Depends on the company, sex, state, etc. Call and ask them. Probably not.
what type of insurance are your speaking of and what rights?
Check with your state Dept of Insurance. They are the ones that generally regulate domestic partner laws.
This depends on the state laws, and the insurance company. Contact either your states dept of insurance or the carrier you are insured with.
Yes, you can get life insurance for your significant other if there is an insurable interest. The most common situation is if the partners live together, regardless of who owns the home.
i have imputed income taken out of my check because a have a significant other on my insurance can i use this as a tax deduction
It does as of June 1, 2011 under the Civil Unions and Insurance Benefits Law Public Act 96-1513.it does
Most insurance companies will refuse to renew if you have had significant losses or traffic violations.
Depends upon the policy. Some have provisions for domestic partners, same-sex partners, commonlaw marriages, etc. Contact your provider directly to inquire.
You need to check the terms and conditions of your policies. A significant other generally does not qualify for any benefits of your health policy. A spouse, on the other has the option to be included on your policy with an adjustment to the premium. With life insurance, the "benefit" would be to be named as beneficiary on your policy. You can name anyone you want for that.
As far as I know, in most states the significant other would have to legally adopt, or become the legal gardian of the child in question in order for that child to be classified as "dependant" on the significant other. Your significant other cannot approve medical procedures for the child, thus they cannot offer insurance on said procedures.The short answer is no. Unless that significant other was the spouse, he could not extend coverage to the child.In my case, I am the noncustodial parent & was order to carry medical coverage for my son. When I got married my wife was able to put my son on her insurance plan as well.ANSWERI have my stepdaughter on my health insurance. My insurance company allows it for children that live with us. The insurance would also cover children that don't live with us but he is court mandated to provide insurance for them.ANSWERAlso note that certain states have a "Domestic Partner" legal status, which will often allow a person's Domestic Partner to include both adults and any children in the household (regardless of legal custody) to be covered under a family policy. Domestic Partnerships were commonly (but not exclusively) used by gay couples in places where same-sex marriage was illegal.
When the other one is truly significant to you.
Other than breakdown insurance, More Than offers a wide variety of other insurances such as life insurance, car insurance, property insurance and home and pet insurance.
what other significant discoverie and inventions can you think of?
I will put the answers as bullets1. You caught your significant other screwing someone else2. You caught your significant other screwing you and someone else at the same time3. You yourself are the cheater and are screwing someone4. You yourself are the cheater and are screwing your significant other and someone else5. Your finding used condoms on your bedroom floor and don't remember having sex. ( Although you could be having sleep sex)6. Your significant other doesn't count you as their significant other7. You are younger than your significant other (And your significant other is a prostitute)8. You haven't seen your significant other Ever! (Could be imaginary)9. Your significant other has more than one significant other10. Your significant other doesn't know that they are your significant other11. Someone is looking at your answers of the test before the test is graded.
Hartford Insurance is highly rated compared to other insurance companies. They constantly score among the highest companies in the insurance business.
I'm not for certain , but I'm thinking "yes", & that he does have a ,significant other !
how is the banking and insurance are complement each other
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
Ashton Kutcher's significant other is named Mila Kunis.
Without insurance, pet owners can incur significant veterinary bills if their loved pets become injured or ill. However, pet insurance can reduce this risk. Insurance policies can cover the cost of treatment.
An insurance subscriber is the person who subscribes to the insurance, or in other terms an insurance subscriber is the policyholder who pays for a specific insurance plan.