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As insurance laws vary from state to state I recommend you check your state law to make sure the information given here applies to your state. I am assuming that when you say camper you mean a camper that is pulled by another vehicle and not a motor home. If the camper is not self-propelled you would have no need for liability insurance as this coverage would extend from vehicle towing it. As it costs a great deal to develop any type of policy, insurance companies are not going to go through the expense for a policy that is not needed. If the camper happens to be a motor home there are policies that you can purchase for a motor home and you can select the type of coverage you want just as with an automobile. Remember that any item that is financed, whether it is a camper, vehicle, home, etc. most likely includes a requirement to carry physical damage coverage in the contract you signed with the bank or finance company. Violation of this contract will result in them repossessing the item financed. For full disclosure, I own and operate a small Independent Insurance Agency in Georgia and have for the past 22 years. I also worked for a direct writer for the 3 years before that.
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∙ 12y ago
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Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
What can you do if your car was stolen and you only have liability?
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
Is liability insurance the only insurance available for contractors?
The answer to this question is no. There are lots of liability insurance available for contractors. It is depends on what kind of insurance the contractors wants to purchase.
What is the average Michigan car insurance rate for liability only policies?
The average Michigan car insurance rate for liability only policies is about $2000
Do you need a car to get liability insurance?
Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
I have liability only and my car was totaled?
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
Can I get Car Insurance that only covers liability and property damage?
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
Are campers tenants?
Can landlords get insurance?
What is the difference between full coverage auto insurance and liability only insurance?
Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.
Can a homeowner buy a liability only policy?
Your insurance agent will advise you of the bare minimum insurance you absolutely need, but you can be sure "liability" will be part of it, yes.
What is the difference between employers' liability insurance and public liability insurance?
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
Will your insurance pay if the accident is your fault and you only have uninsured motorist insurance?
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
