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Can you get travel insurance with a company when you have already left the UK?

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Wiki User
2010-01-20 14:05:32
2010-01-20 14:05:32

You can get Travel Insurance when you have already left the UK, but there are only a few insurers who will do this, due to the risks involved.

Acquiring travel insuranceI am assuming you are or were a UK resident. In general it is difficult but it depends on your circumstances. If you had Travel Insurance and it expired as your trip might have lasted longer than expected you may be able to extend your old policy - this depends on the policy of the company you are insured with.

Also, it depends on which country you are in as there are countries which do not allow the sale of insurance by any company not registered with the respective financial institution in their country e.g. The FSA in UK.

If you started your travel and then wish to take out Travel Insurance the general feeling of the UK Insurance companies is apprehensive. They would ask "why do you wish to have it now when you did not think it was that important prior to your Travel?". The answer that they would presume is that a) you now have knowledge that might lead to a claim or b) the risk of a claim has increased from that when you started your travel - Both answers are not that desirable to the insurance company.

However it may be possible but more information about individual circumstances would be required.

More information from FAQ Farmers:

  • All dealings are on line you can even claim on line while still away. My partner and i have used them several times for the cover they offer when extending our trips .We have never needed to make a claim.
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