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Can you go after the auto insurance co of your employer if your involved in an auto accident in your work vehicle and it was your fault?

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2008-01-31 03:13:31
2008-01-31 03:13:31

Yes. If it's a company car and is insured through your employer, the employer's insurance company would pay out the claim. The accident would still show up on your record though.

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If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.


This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.


Collision insurance pays for damage that happens to your vehicle in an accident if it is your fault. It does not pay for the other vehicle or property involved in an accident. It is not required by law but it is highly recommend especially if you financed the vehicle and are still paying off the loan.


No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.



Vehicle insurance is one of the most important things a driver can buy. Without insurance, some drivers involved in an accident can be stuck with hundreds of thousands of dollars worth of damages that they have to pay.


That is the part of your insurance that pays for damage to your vehicle, when you are at fault, if you are involved in an accident. This is coverage would need to be purchased in addition to your regular liability insurance.


Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.


The second vehicle will be covered by it's own insurance. That company will then attempt to sue the driver to recoup it's losses


If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.


Ask the driver or owner of the vehicle. They are required to give you (and the police) that information at the time of the accident.AnswerOn an accident report, the police officer lists the insurance information. Contact the police department who responded to the scene to determine how to obtain a copy of the report.


Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.


The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.


Yes,, You may be subject to arrest if you are operating an uninsured vehicle while involved in a traffic accident. This is often at the discretion of the responding officer.


If someone owns a motor trade insurance policy and gets involved in an accident on vehicle not owned by them, if its their fault, they go through their own insurance and car owners insurance doesn't get involved. If its not their fault, they claim against third party insurers. Most of the time the vehicle repair cost gets given to the car owner but if motor trade insurance holder has bought the vehicle but hasn't transferred the ownership onto their name, they then need to provide some sort of proof that they purchased the vehicle, with previous owners confirmation.


yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.


It can take up to six months or longer if there where injuries involved.


Yes. In most states, you can then buy the car back from them at a salvaged price.


You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.


No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.



Then the people will be charged with insurance fraud.


If you drive a motor vehicle without insurance and you are involved in a major accident where you are at fault, you could be sued for several million dollars if other parties in the accident are badly injured or killed. It's just not worth the risk.



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