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Can you insure a college student on an auto policy only during the time he is at home?

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Answered 2007-09-06 10:56:04

Not sure about that, more than likely though, contact your agent or the policy services dept of your insurance company.

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I honestly have no idea, but that is so sweet of you to insure you stepdaughter on your healthcare policy.


Inexpensive car insurance for a college student can be found by having the student's insurance on the parent's policy. Some states allow for the parent to have a college student on their insurance until they graduate.


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Keep the Kid on your policy for nowI am an agent in Texas and I insure 50 year old babies on 70 year old momies policies. What we look for is place of residency. If they live together, or at least share the same mailing address, then we can insure them together. One of the problems I get upset about with insurance companies is they will insure a 21 year old "kid" for $200 per month on momies policy(just for example). They graduate from college, get a job and move away from home then all of a sudden, this same kid must pay more for insurance because they are an independent household. That does not generally make the kid a more dangerious driver . . . they ought to get a reward for getting a job and moving out on their own.


No, you can not. In order to obtain insurance policy, you need to be in possession of a valid driver's license.



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