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Can you insure a vehicle you buy if you do not have your licese?

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2011-03-13 02:22:01
2011-03-13 02:22:01

In the United States the answer is "Yes" you can buy Auto Insurance without a license. In fact you are required to be insured before you take your driving test to get your drivers license.

There are many Insurance companies in the United States that will issue your Auto Insurance Policy without you first having your Drivers License.

Happy Motoring

Other answersNo, you need to give the insurance company proof that you can drive otherwise buying a car for no reason

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Related Questions


You have to own a vehicle to insure it then you have to register it as the registered owner. So if you are borrowing a vehicle either the owner has to insure it or you have to buy it from them

Does the state of Oregon allow a felon to buy a hunting licese?

You cannot insure a vehicle twice. Each vehicle needs to be insured with only one company at a time for all drivers.

No. You can't insure a vehicle that you do not own. You must have an insurable interest in a vehicle in order to insure it.

No. You can only insure a vehicle which is in YOUR name.

To answer your question - no, you do not have to insure a vehicle that is not in use. So long as the vehicle is not being driven, it is not necessary to insure it. However, should the vehicle be stolen during the period in which the vehicle is not insured, then I do believe that is simply considered as a loss, and is not worthy or reimbursement. The other downside is also that if the vehicle remains in your ownership and uninsured for a certain amount of time, you may also be charged an additional fee to re-insure your vehicle again in the future. Bottom line - It is not necessary to insure a vehicle that is not in use, but be wary of any pontential future repurcussions. Hope this helps!

Yes! As long as you are of legal age (In the state you are a legal resident of) you can buy a vehicle. You cannot legally register the vehicle in your name or legally drive the vehicle. You can even insure the vehicle with many insurance carriers; just not for driving purposes (i.e. as a "collector" vehicle for loss or damage in storage).

There is no need for auto insurance if you don't have a vehicle. What would there be to insure ?

To give you a basic answer, the insurance company will only insure a vehicle if the listed owner is on the policy. Mark

No. You cannot insure a vehicle that you do not own. The exception would be in a family situation where two spouses own two vehicles and insure them on one policy.

yes because if you get pulled over by the cops then you have to show them the information about your vehicle.

You can insure anyone living with you's vehicle, but I'm not sure about if you don't live together.

General principle of insurance is that you can't insure something in which you don't have an interest.

no government are going to allow it

By saying that your name is not on the registration, I assume that it also is not on the title. If you or your spouse do not own the vehicle you cannot insure it. It doesn't matter how you ask the question. You must have interest in the vehicle to insure it.

yes you can insure any vehicle, doe's not make a difference who owns vehicle!

The more expensive or power the vehicle has the more expensive it will be to insure

No. You can only get car insurance if their is actual a vehicle to insure.

Again, you cannot legally insure a vehicle that does not belong to you. The insurance policy and application make up a legally binding contract and state that you must own the vehicle in order to participate in the contract of insurance on the vehicle.

If you are planning on getting the vehicle back and reaffirming your finance note then "Yes". You can buy insurance for it. You will probably be required to do so in order to get it back from the collection agent. If you are not planning to redeem the vehicle then you are considered to have surrendered the vehicle, You no longer have a financial interest in the vehicle and therefore can not legally insure it

I bought a vehicle but cannot drive as I cannot have a drivers license. Is there a way to insure and license it in my name so I may have a licensed driver drive my vehicle?

Yes. There is no prohibition to purchase the vehicle and also to insure the same. Bhanu

A commercial vehicle insurance is necessary to insure the parties involve in any auto accidents


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