Can you lease a car under your parents name but have it insured on your own insurance in NYS?
No. The insurance must be in the name of the owner or leasee of the vehicle. Be careful and do not lie on either the lease contract or the insurance application. Both of these are legal contracts.
You need to be insured where you live. Read More
Yes a teen have to be insured if living at home. The teen would have to be under the parents insurance. Read More
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance. Read More
If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured Read More
You will have to add him to your insurance. He will be under your name and your premium will go up! if you don't do this the insurance company may look the the DMV to see how many licenses are registered under your home address, then they will call and ask if he is insured. so it's better to just go and tell them to add him to your policy. Read More
Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?
This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are… Read More
Is it okay for your daughter in college to have her car titled in her name but be covered by insurance under her parents name?
In most states it's not legal. The vehicle must be insured by the owner. Read More
When you file an insurance claim, if you do not have enough insurance coverage, under insurance claims can be the result. Under insurance is a term used when calculating claims when the coverage is not enough and the policy has undervalued the amount insured. Read More
Sure, If your Insurance Agent feels you are under-insured they can and are actually obligated under ethics legal duty to advise you to amend or upgrade your coverage. If you are in an under-insured situation and refuse to rectify it, your agent may even recommend cancellation of the policy in that an agents ethical requirements under the law may not allow the agent to facilitate an under-insured risk. Read More
If you live in a household with an automobile that you use at all or plan on using ever, you would need to get insurance. For example, if you live with your parents and your parents are insured, you would still need to get your own insurance in order to drive their cars. If you do not, you can still drive other people's cars under most circumstances without insurance, you would be covered under the… Read More
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle. Read More
If you are a first time car buyer but are covered under your parents policy for their car will you need to purchase new insurance before you pick up the car?
every car has to be insured separately, so the new car has to have its own insurance on it. Read More
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities… Read More
How can you pay your share in the car insurance directly to the insurance if your car is insured under your parents name?
Call the agent and see what payment arrangements can be made. Some companies, though, prefer one payment from an entity just because of handling costs. Read More
A Marine Insurance Policy is the actual contract of insurance between the insurer and the insured. Most of these policies are what is being referred to a Open Marine policies which means that the policy covers many shipments under one policy. An insurance certificate is issued for a particular shipment that the insured declares under the Open policy. The insured does not issue a policy for each individual shipment. Read More
Yes. Read More
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance. Read More
If they are elderly parents, Yes. But if you are under 40 you cannot put life insurance on your parents. Read More
Not sure if you meant over insured and under insured. Basically there is a provision in homeowners and condo owner policies called a Co-Insurance penatly if you are not insured to 80% of replacement cost (not market value) of the home. If you are insured less than the 80% (under insured), you will not get you complete coverage limit but a reduced amount. Over insured is a little different. Lets say you insure your home… Read More
Insurance is overseen by individual states. If your parents have your car insured in Michigan and you are now living in another state with your car, say California, you will need to get a California auto policy, and drop the Michigan one. Read More
Co-Insured The "Co-Insured" is another person or entity that is also covered under your insurance policy. Read More
This isn't really enough information to answer your questions. If you still living with your parents and are under 18 the vehicle really needs to be titled in your parents name and then it can be insured in their name as well with you are the driver. If under 18 you are not an adult and cannot sign legal contracts. Have your parents contact your insurance company for their recommendation as well. Most companies want… Read More
Homeowners insurance does not cover land. It covers the insured structures located on the land. Read More
What if you have pl-pd and the person who hit you has no insurance And left the accedentWhat will uninsured or under insured moterest cover?
If you have insurance call your agent. Read More
For example an electrician will use insulated screwdrivers, test lamps etc these will be insured under tool of trade insurance... Read More
What happens if you get caught without auto insurance card in Texas in an accident in an insured car?
If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not. Read More
Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?
You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission. Read More
When a life insurance policy is purchased, the purchaser (usually the insured) designates a primary beneficiary and a contingent beneficiary. The contingent beneficiary gets the proceeds if the primary beneficiary predeceases the insured. The insured can name a new primary beneficiary by contacting the insurance company or the insurance agent. THIS IS ONLY TRUE FOR PURCHASED LIFE POLICIES___ NOT POLICIES THROUGH AN EMPLOYER UNDER ERISA. Read More
Just look at the policy, it will have the name of the insurance company or ask your insurance agent. If you mean who insured it for a previous owner you can't. Insurance records are protected under state and federal privacy statutes. If you were not an insured party to that insurance contract then you would have no right to access the records. The Insurance companies obligations would have been to the previous insured owner and… Read More
yes if it was a shared insurance. and by the way im 12 Read More
No, you have to be under you parents. Not without your parents, because your considered a minor. Read More
Will under-insured motorist help you with your medical if your apassenger in the car of the under-insured during the accident?
Depends how "underinsured" the person is... insurance will carry a certain amount of claim paying ability. If the medical cost is greater than the amount the person is insured for you have 2 options: 1. If you have auto insurance - contact your company and they'll pay your medical expenses through something called "No-Fault Coverage" 2. If you are under the care of your parents and they named you on their policy - the same… Read More
No, All drivers must meet the definition of a covered driver under the terms of your auto insurance contract Read More
If you have an insurance policy purchased from an insurance company, some or all of the financial losses you incur will be reimbursed by the policy issuer. If you are self-insured you, or the company that is self-insured, is responsible for all financial losses and liability to others. Some self-insured companies are self-insured only for the first million or 5 million dollars, and have bought insurance policies to cover larger losses. Their annual insurance premiums… Read More
Can an auto insurance co refuse to pay for my car and injury when their insured was at fault just because my registered car was insured under my friends name and not mine in the state of California?
Yes here the car insurance firm can refuse your insurance claim as the car is registered in your friends name and not yours. Read More
In an accident who is liable the 18 yr old driver or the parents who own the car and insurance policy?
parents if the insurance is under their names Read More
If a person is driving their parents car under their parents' insurance and lets a friend borrow the car if the friend gets a ticket will the ticket affect the parents' or friend's insurance?
I believe the Parents insurance go up! Read More
Why doesn't your home insurance cover damage from a vehicle which is not insured under auto insurance?
That is not necessarily true. That is, if an uninsured vehicle runs into your house and causes damage to the house, your own homeowner's policy will generally pay for the repairs to the house. Naturally, payment will be subject to the terms, conditions and limitations of the policy. Further, the amount recoverable will be limited to the total amount payable under the homeowner's policy. If, instead, what you are asking is whether homeowner's insurance will… Read More
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use. Read More
Yes any vehicle operated in Tennessee must be insured under a liability policy. Read More
What is the anwer for the amount payable by an insurance company for a monetary loss to an indiviual insured by that company under each coverage?
holder Read More
A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household. Read More
To avoid under-insurance especially for long term projects, it is important to regularly review the total contract value upwards. Inflation can also cause the contractor to be under-insured due to the increase in the contract value of the project. Hence, the Escalation Clause is inserted in the policy to ensure the Total Contract Value is reviewed upwards and protects the insured from being under-insured when a claim arises. 15% per annum is usual the increase… Read More
Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal. Added: What the question is missing… Read More
The answer dependent upon a few factors. If the tenant is an additional insured (sometimes called an additional named insured) on the policy, the insurer's right of subrogation (recovery from the at-fault party) usually does not apply. This is because upon the facts stated, the tenant is also an insured under the policy, so the insurer would in effect be subrogating against its own insured. If the tenant is not an additional insured or an… Read More
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident. Read More
No. The insurance must be in the name of the owner of the vehicle. An insurance policy is a legally binding contract and if one party does not own the vehicle then the policy and thus the contract is void. The insurance company cannot pay a claim on a vehicle if the owner is not party to the contract. They also cannot legally pay the owner because they are not an insured person under the… Read More
It depends on what your saying. Was the intentional act, an act of the insured or was the insured the victim of a crime willfully caused by another. If you are the victim of a crime then your insurance may cover your losses. If so, your loss would not be covered under the liability portion of your own policy though, it would be covered under your comprehensive coverage. A person can not be liable to… Read More
Depends on the policy. You need to look under Perils Insured Against in your policy. Read More
Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?
Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company. Read More