0
Can you obtain a credit card if you're checking account is negative?
Wiki User
∙ 12y ago
Your credit history is what is important.
If you are overdrawn or have been over drawn many times and the bank is charging you penalties it will hurt your chances of getting a credit card.
If you have a credit line that protects your checking account like I do you just start drawing on that and it won't hurt your credit report.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
Do you need a checking account to obtain a home loan?
no
Who will approve you for a bad credit personal loan?
If you have bad credit you can still obtain a loan up to $1500 from most online payday loan companies. Most don't require a credit check, but you'll need to provide a checking account and have a job that deposits your check directly into your checking from which the loan can be repaid (auto drafted) from.
Where can one obtain their credit score cheaply?
If you are applying for a mortgage you can get it free from the lender when you apply. If you are looking to do it online, I would go with one of the most known companies Equifax where it can be done for as little as $5.00. I would be careful, however, with checking it to much as it actually harms your credit score by over checking it. Once a year is substantial in checking your credit.
Can you still obtain a merchant account and business checking and savings account if you have filed for bankruptcy in the past?
Yes. You'll probably have to pay a higher interest rate and may have certain restrictions applied, but not necessarily. Many lenders/banks wuld see you as a better risk now that you are presumedly "debt free." So while it is more difficult to obtain a Merchant Account with a bankruptcy on your credit it is still possible. I was able to get a merchant Account through Merchant Wharehouse (www.merchantwharehouse.com) with less than perfect credit as they are "in house" and are more leniant with approvals than most banks.
What may a creditor do if you fail to pay credit card debt?
They can do a number of things: Take you to court and obtain a judgement. Once they have that they can garnish wages or confiscate property to obtain their money. Make a negative entry into your credit report, making it more difficult for you to obtain credit for additional credit cards as well as home and auto loans.
Do you need a checking account to obtain a home loan?
no
Who will approve you for a bad credit personal loan?
If you have bad credit you can still obtain a loan up to $1500 from most online payday loan companies. Most don't require a credit check, but you'll need to provide a checking account and have a job that deposits your check directly into your checking from which the loan can be repaid (auto drafted) from.
Where can one obtain an AA Credit Union account?
There really is only one way for a person to obtain an AA Credit Union account. They can go on the AA Credit Union website or visit a local AA Credit Union and fill out the forms.
Where can one get a payday loan with no checking account required?
There are many places one might go to obtain a payday loan with no checking account required. The 'Owana' website is one such place one might go to obtain such a loan.
Where can one obtain a merchant account credit card?
BluePay is a huge credit business that many businesses use and get information from to help pay and/or get money for their business. It is almost always businesses that obtain and use merchant account credit cards.
Can I obtain a merchant account with bad credit?
Merchant accounts typicaly require a credit check. Google Checkout is available without a merchant account.
How does one obtain a merchant account credit card?
There are a few places where one can obtain a merchant account for credit. One can first approach the bank they do their business banking with. Failing that, there are other providers such as Worldpay and Streamline.
Where can someone find information on how to obtain a Chase credit card account?
Chase credit card account can be opened by registering a Chase account using the official Chase website. Once you have a Chase account you will be able to order a Chase credit card.
Can a collection agency find out if you have a checking account if you dont tell them?
A collection agency does not have direct access to your banking information unless you provide it to them or they obtain a court order to access your financial records. However, they can sometimes use various methods to locate and verify your assets, such as checking public records or contacting your bank to see if you have a checking account.
How can one get car lease finance?
Virtually anyone with a job and checking account can obtain a care lease finance, even with poor credit. The best option is searching in a local area on Yelp and making a list of vendors.
Can you obtain a credit card without the VISA or Mastercard company checking your credit?
Yes, as long as you secure the card 100% (i.e. $1,000 to get $1,000 credit card). A good resource is your local credit union ...
Where can one obtain their credit score cheaply?
If you are applying for a mortgage you can get it free from the lender when you apply. If you are looking to do it online, I would go with one of the most known companies Equifax where it can be done for as little as $5.00. I would be careful, however, with checking it to much as it actually harms your credit score by over checking it. Once a year is substantial in checking your credit.
