Auto Loans and Financing
Repossession
Liens

Can you put a mechanic lien on your car to baffle the repo company for a while?

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2005-11-01 17:33:13
2005-11-01 17:33:13

Sure, if you want to commit fraud.

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Go to a lien search agency, they are everywhere.

No, what will happen is this: the finance company will pay off the mechanics lien (usually) and tack that on your loan balance, it would be considered a repo fee.

The website Zlien has a collection of legal forms and it especially focuses on mechanic lien forms and preliminary notice forms. One can download a free mechanic lien form from the Zlien website.

If the company holding a lien on a car ceases to exist, its assets are usually bought up or inherited by another company. A lien is an asset, so the lien continues to exist and you pay the money to the new owner. If the lien is held by one company but the car manufacturer ceases to exist, the lien stays the same.

If the mechanic's lien is legitimate, the rights lean in the mechanic's favor. The person who recorded the lien has a certain period set by state law to perfect the lien by a civil suit. During the pendency of the lien the property cannot be sold or financed. If the lien is pursued in civil court the mechanic may obtain a judgment lien that will encumber the property until it is paid or expires under state law.

It is possible that the mechanic's lien cannot be placed on the tractor trailer because it is leased. However, this may vary depending on the laws of the state in which the mechanic is working, or where the company is based.

yes, there are different situations but yes you can. if you are the sole owner than you can now you may find yourself in a legal battle behind a mechanic lien. Also if the company who placed the lien is in possession your best bet would be to go to your local court house in find out what your rights our. the vehicle is still yours, but weather or not your able to repossession. while in there possession, and if your reliable for the money owed is the question.

go to judicialtitle.com they have all different forms there

Probably. If you took the car to the mechanic and the mechanic did work on it, in many jusrisdictions that automatically creates what's called a "mechanics' lien". There's usually no special contract that must be signed in order for this to happen.

A mechanic lien (coming from the French for link) is a legal term relating to property. It creates a security interest in the title deeds of a property for workmen who have supplied materials or labour.

If you fail to pay the mechanic for services then they can put a lien on your car and this has nothing to do with you making the monthly payments on time.

Not sure what you mean. If you are asking if you have a bill from a mechanic and don't pay it, can they repossess the car? Not without a court hearing. If you have a car that is held by a lien and the lien holder comes after the car while it is being worked on, the lien holder CAN and WILL take the car.

Yes, provided he has a valid lien. Often, in the event of unpaid vehicle repair debts, mechanics can obtain a mechanic's lien. Repossession can be a means of enforcing a mechanic's lien.

A company cannot put a lien on a house if you do not own it. In the court's eyes, that is not your property and therefore a lien cannot be attached.

No, the lien company files papers with the courts and can get the title without you.

A lien can be placed on a vehicle in Ontario by a mechanic or an automobile repair shop. This lien is often placed on the vehicle when there is a repair bill due and it has not been paid. The lien will be lifted when the bill has been paid in full.

Sure, just ask the mechanic not to lein on it.

A person or a company that puts a lien on a vehicle is a "lien holder" that is on the title. It is not recognized as ownership.

can a car loan company put a lien on drivers license

If you are buying a car on payments then there will be a lien on the car. the company will release the lien once the car is paid off.

The general lien refers to any type of security while a perfect lien refers to a specific type of security.

How can I place a lien on a non profit corporation who I have a contract with and who owes me money?

Sure; you could have a lien to pay back the loan used to purchase the car, another lien for unpaid taxes, another lien for work done on the car by a mechanic, a lien from a court judgment for damages in a civil case, and so forth.


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