For information, resources and related links go The National Council On Disability (NCD)
If you already have a policy you can look at the terms and conditions section of the policy and see what causes of injury or illness are covered by the policy. Also, check the exclusions section to see if Bipolar disorder is excluded from coverage.
Review the options for disability coverage and if the information for the specific plan you want does not indicate whether there is coverage for bipolar disorder, then ask the insurance company and get their response in writing.
Some insurance companies do not provide disability coverage for pre-existing conditions. do you have other illness seeking medical help for/is it DLA ? You are asking about depending on the severity of your health illness you may well be entitled to this. Approach your G.P. Take it from there
More input from FAQ Farmers:
To provide a direct response, the answer is yes. There are many mental illnesses that can prevent a person from being capable of working and therefore eligible for disability benefits.
To determine whether a mental illness would qualify you for SSD benefits is almost impossible. It is said that in order to qualify for SSD benefits, there needs to be a strong indication that your inability to work will be ongoing for many years. As stated in the previous response, you can visit the SS website to learn more.
Regarding group or individual disability insurance policies, yes you are able to receive benefits for mental illnesses. With group coverage and many of the individual policies available in today's market place, you will see that these benefits are limited to a 24-month, lifetime benefit period. There are few companies that still offer benefits on mental illness claims for the contract's full benefit period. Additionally, mental illness can be excluded from an individual contract if it is/was an already existing condition. If you are asking this because you have an existing policy, check your contract to see if an exclusion was added. If you are asking this because you are in the market for a policy, you should know that pre-existing conditions will warrant any insurance company to exclude these benefits from your coverage.
No, it is a learning disability.
You could get disability benefits if you can prove you can't do even a simple, unskilled job due to emotional, psychiatric, or brain-related problems.
Intellectual Disability...............
mental illness
Well, the definition of a disability is a physical or mental condition that limits a person's movements, senses or activities. For mental illness just like physical illness it depends on the severity. This is just my opinion.
It depends on what the person has, and how bad it is.
No. Dyslexia is a learning disability. While coded in the DSM IV, such disabilities are not considered a form of mental illness. Instead they are considered developmental disabilities.
If you were fired because of mental illness, then you should collect disability insurance, rather than unemployment insurance, and it lasts much longer.
Well, it sounds crass, but it depends on the severity of mental illness, the history, the past treatment(s), and future prognosis. Not everyone with a mental illness gets approved---even with severe problems.
hmm, not many really. mental retardation is different to mental illness. e.g. serebal paulsey can effect the brain but is mainly physical, so is considered a disability and mental retadation which needs a wheelchair. but e.g. bipolar which is a mental illness isn't physical.
no it isn't a mental illness
Stigma associated with chronic illness and disability: