If the lien holder allows. This is voluntary repossession and will probably not relieve you of any money you owe.
For that to happen, the lienholder would have to take you to court for the balance of the lien, and a garnishment would have to be placed against you by a judge.
If there's a lienholder on that vehicle, yes, that lienholder can repossess it.
Nope. It's not your car - it's the lienholder's car. And the law permits the lienholder to recover their property when the conditions of the lien are not met.
Simple answer? sure.
If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.
The order of repossession is their authorization to enter the car. If your car is being repossessed, it means there's a lien on it, and the lienholder called for the repossession to be carried out. You don't own the car - the lienholder does, until you pay off the lienholder and they relinquish the title to you. So yes, that tow company doing the repossession has every right to enter the vehicle they're repossessing.
You can't just "return" a car. You can surrender it to the lienholder. This is called a voluntary repossession, and yes, it will affect your credit ... it's still a repossession, even though it was voluntary.What you could do without negatively affecting your credit is sell it or trade it in.
Either to the owner or lienholder depending on if there is a loan on the vehicle and if there is a loan, how much is owned. The lienholder gets paid first.
No. The lienholder is the only entity with a right to repossess.
Have you asked/demanded that she return it? Have you sent her a certified letter demanding the return? IS her name on the title? Lots of questions a reputable repo compnay will ask. email me @ wonk at 14ma dot com if you need more help IF the car is titled in YOUR name, you can just go get the car. IF you are the lienholder on the title, you can hire a repo compnay to pick it up.
Returning the vehicle will not relieve you of the responsibility for the debt. Typically your lienholder will sell the vehicle and charge you for the deficiency balance. However, if you cannot pay for the car the lienholder will repossess it and follow the same procedure. Also, unless the dealer provided "in house" financing they probably have no further interest in the vehicle. You are now obligated to pay the bank or finance company. In this case the dealer may not allow you to return it to the lot.
Contact the lienholder. Only they can answer that question.