Can you switch to a spouse's insurance after losing your own?
This depends on the individual insurance. I would call your
spouse's insurance. I wouldn't say anything about why you lost your
COBRA unless they ask especially if you are well now and expect to
stay that way. In other words, you don't have a chronic condition.
The less you say to health questions, the greater your chance for
coverage. Please don't be deceitful, but don't think you're being
dishonest by not offering information. The insurance company will
ask the information necessary to ensure they will make a profit
from the deal if they can insure you. Good luck.
Also, if you can't be picked up by a spouse's insurance, some
states (such as Tennessee) offer insurance to the uninsurable.
While this may not be the best insurance, it is definitely better
You should be able to. Typically, on a company sponsored policy
there is an "open enrollment" period to start, end or change
benefits. Most companies allow employees to make changes for "major
life events" which generally include births, deaths, marriage,
divorce or change in spousal benefits.
Probably. It would be a "qualifying event" and therefore you
shouldn't have to wait for open enrollment.