Top Answer
User Avatar
Wiki User
Answered 2015-07-15 18:19:50

This depends on the individual insurance. I would call your spouse's insurance. I wouldn't say anything about why you lost your COBRA unless they ask especially if you are well now and expect to stay that way. In other words, you don't have a chronic condition. The less you say to health questions, the greater your chance for coverage. Please don't be deceitful, but don't think you're being dishonest by not offering information. The insurance company will ask the information necessary to ensure they will make a profit from the deal if they can insure you. Good luck.

Also, if you can't be picked up by a spouse's insurance, some states (such as Tennessee) offer insurance to the uninsurable. While this may not be the best insurance, it is definitely better than none.

You should be able to. Typically, on a company sponsored policy there is an "open enrollment" period to start, end or change benefits. Most companies allow employees to make changes for "major life events" which generally include births, deaths, marriage, divorce or change in spousal benefits.

Probably. It would be a "qualifying event" and therefore you shouldn't have to wait for open enrollment.

User Avatar

Your Answer


Still have questions?

Related Questions

Can a spouses ins co force the other spouse to take their own ins from their place of employment?

They can if the spouse has insurance offered at their place of employment.

Can people get car insurance if a spouse's license is suspended?

Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.

Can I carry the insurance on a car that is financed in my spouses name if he is no longer able to drive?

You should check with your insurance agent how you should carry the insurance on a car not financed in your name. Each of the 50 states in the United States has its own insurance regulations. Each state requires its agents to know the insurance regulations.

Can you cancel your spouse's health insurance during a separation in Maryland?

That would not be a very nice thing to do, what you should do is write to your spouse and the insurance company, point out that you are now separated and indicating that you will no longer be paying for your spouses insurance after a fixed date in the future. This informs the insurance company of your intentions and allows your ex spouse to arrange their own health insurance.

Can a spouse cash out life insurance policy without spouses signature?

Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.

In Tennessee can you list your home for sale without your wife's consent?

If both spouses own a home, then any real estate agent who is doing his or her job will not list a home without both spouses signing the listing agreement. Likewise, if both spouses own a home, then both spouses must sign a contract to sell the house.

If both spouses own the house but only 1 spouses name is on the deed to the property how is it divided in Virginia?

it's your house. it's your house.

Do spouses have to sign deeds in nc?

Any owner of real property must sign a deed in order to transfer title to a new owner. If both spouses own it then both spouses must convey it.

Can you switch health insurance?

Yes, unless you are being provided health insurance by your employer in which case they determine what you are allowed to have because it is based on a company package that they purchased in whole. You are now the master of your own health insurance thanks to Obama Care

If a wife loses her health insurance can she force her husband to add her to his policy which covers spouses at no extra charge until she has her own again?

I think if a wife loses her health insurance, she should not have to force her husband to add her to his policy, the husband should have added her from the beginning, cost or no cost.

Where can one get a progressive insurance?

Progressive is an insurance company which sells its own brand of insurance. The best place to obtain this insurance would be the company's own website.

What is dwellers insurance?

insurance on a home you own and rent out

Does ReliaStar Insurance own Philadelphia Insurance Co?


Can i have insurance of my own if you have a co-signer?

Yes, it makes no difference. You will need your own insurance.

In what type of property do both spouses own a one half interest?

Joint tenancy

What insurance covers the driver who is at fault?

Their own insurance would cover it if they had collision insurance.

Are you liable for the difference in insurance if your son lives with you but has his own insurance but the coverage is not as great he is over 21?

No, He is of legal age and is responsble for his own finances and insurance.

Do you need house insurance if you own a dog?

You will need a Pet Insurance if you own a dog. You don't need a house insurance while owning a dog.

Do you have to own a car to have liability insurance?

It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?

How do you switch a title to a new owner?

Title to real property is transferred to a new owner by a written document called a deed. Title insurance cannot be transferred to a new owner. Each owner must purchase their own title insurance.

Do tom welling and erica durance go out?

No, Tom & Erica are happily married to their own spouses!

Do you have to have insurance TO OWN A rott?


What is the name of the insurance type that allows you to insure things you own inside a building you don't own?

Renter's Insurance

do i have to have my 18 year old son on my ins. if he has his own car?

No, you don't have to put your son on your insurance, but he will have to get insurance of his own.

Do you have to have insurance if you do not own a car and This is in the state of OHIO and if so will your license be validated without the insurance?

if you do not own a car you do not have to have insurance the insurance is tied to the registration when you register plates for a car and that is how the state keep track of you for insurance purposes I live in Ohio