No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.
No. A homeowners insurance policy is specific to the property of the named insured.
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)
liability coverage is only for persons that meet the definition of an "insured"
There is no coverage at all for an accident to an insured either off property or on property. A Homeowners policy provides coverage for structures, personal property, additional living expenses due to loss, liability coverage and medical payments. There is coverage away from premises for insured personal property provided it is due to loss from a covered cause. Coverage is generally limited to 10% of coverage C and if it is theft, insured must be temporarily residing where the theft occurred. The liability coverage provided by the policy covers the insured away from premises. These all are general statements and there are exclusions so the policy should be consulted.
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
A homeowners insurance policy should be in the name of the owner(s) of the property as listed on the property deed. Also considered to be insured under the policy are all household residents. Children who are immediate family members and who are temporaily away at boarding school or college are still members of the household.
You ask the property owner.
That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.
The Named InsuredYes. It is a legal issue. A homeowner's policy insures the named insured for damage to their home. This assumes the named insured maintains an insurable interest in the house, meaning that they have not sold it to someone else. The policy cannot be transfered to a new owner.
Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.
In general your Homeowners Insurance Policy is specific to property of the named insured. But it really just depends on the type of policy you purchased and the scope of coverage afforded. It would be a good idea to contact your insurance agent. Your agent could advise you on possible coverage for the stolen property.
A homeowners policy does not cover and specifically excludes self-motorized vehicles except for lawn mowers used exclusively for maintenance of the property insured. Even in this case the mower is covers if damaged in a covered cause but bodily injury is not a coverage included on a homeowners policy.
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.
If you are referring to "Homeowners" insurance, the second mortgagee should be listed on the policy.
Homeowners Insurance is specific to the property of the named insured(s). It does not matter what state your in. If you are a third party not named on the Home insurance policy, then you nor any of your property would be covered and you would not have a valid claim.
No, a homeowner's policy lists both a named insured and an insured location.
Damage to or loss to household contents and other personal belongings owned the insured
In a homeowners policy it would be unlisted personal property UPP
No, Presumably You and your spouse are the named insureds on your policy. Your Homeowners Insurance policy is Hazard Insurance for your home that protects the insured for covered perils such as fire, wind, hail, theft etc. A Homeowners Policy usually offers Liability coverage which protects the insured(s) for costs associated with liabilities for certain injuries or damages to others or the property of another for which the named insured could be held liable. Since there is no color of law that allows one to be "Liable" to ones self. There would be no expectation of coverage for the death of the named insured or the spouse from your Homeowners Insurance Policy. Although one can certainly sue almost anyone for any thing. In this case the suit would almost certainly fail due to no coverage. The type of Insurance that you would need to cover an accidental death would be Life Insurance or an Accidental Death Policy.