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If you own the property you are an insured. The agent can't legally remove you from the policy. If he does he is subject to review by your states Insurance Licensing Bureau.

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โˆ™ 2007-09-11 20:48:47
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โˆ™ 2015-06-05 18:19:45

if you allowed that policy to expire and your ex purchases another policy without your name on it. That would be your ex spouse who excluded you from the policy, not the insurance agent.

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Q: Can your agent who is also the best friend of your ex remove you as an insured on your homeowners policy even though you co-own the property?
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Related Questions

Does homeowners insurance cover losses a friend incurred from being robbed inside the home?

No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.

Is the theft of a dog insured by homeowners policy?

No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.

Does homeowner insurance cover someone else property also from theft?

No. A homeowners insurance policy is specific to the property of the named insured.

Will homeowners insurance cover university student?

A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.

Does homeowners insurance cover family members helping with remodeling house?

No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)

Will a homeowners' policy cover an accident off the insured property caused by a noninsured person?

liability coverage is only for persons that meet the definition of an "insured"

Will a homeowners insurance policy cover for an accident to an insured off property?

There is no coverage at all for an accident to an insured either off property or on property. A Homeowners policy provides coverage for structures, personal property, additional living expenses due to loss, liability coverage and medical payments. There is coverage away from premises for insured personal property provided it is due to loss from a covered cause. Coverage is generally limited to 10% of coverage C and if it is theft, insured must be temporarily residing where the theft occurred. The liability coverage provided by the policy covers the insured away from premises. These all are general statements and there are exclusions so the policy should be consulted.

Does homeowners insurance cover guest items stolen from your home?

No, Your home insurance policy is specific to the named insured(s) property and contents if covered.

Is your car covered by homeowners insurance on their property?

No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.

Can anyone b on your homeowners insurance?

A homeowners insurance policy should be in the name of the owner(s) of the property as listed on the property deed. Also considered to be insured under the policy are all household residents. Children who are immediate family members and who are temporaily away at boarding school or college are still members of the household.

How do you find out if a property has a homeowners insurance policy?

You ask the property owner.

Does homeowners policy cover foundation leaks?

That depends on the policy. You need to read your policy under Perils Insured Against and Exceptions.

Does homeowners insurance have to have the name of the owners on the policy?

The Named InsuredYes. It is a legal issue. A homeowner's policy insures the named insured for damage to their home. This assumes the named insured maintains an insurable interest in the house, meaning that they have not sold it to someone else. The policy cannot be transfered to a new owner.

Does homeowners cover tree damaged by hurricane?

Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.

Does your homeowners insurance cover the theft of your neighbors saw that you borrowed?

In general your Homeowners Insurance Policy is specific to property of the named insured. But it really just depends on the type of policy you purchased and the scope of coverage afforded. It would be a good idea to contact your insurance agent. Your agent could advise you on possible coverage for the stolen property.

Will homeowners insurance cover bodily injury claims if a covered vehicle is involved?

A homeowners policy does not cover and specifically excludes self-motorized vehicles except for lawn mowers used exclusively for maintenance of the property insured. Even in this case the mower is covers if damaged in a covered cause but bodily injury is not a coverage included on a homeowners policy.

Does homeowners insurance cover loss of personal property?

If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.

Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.

Who is covered under homeowners insurance?

A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, and permanent residenants of your household.

Does a second mortgage need to be insured?

If you are referring to "Homeowners" insurance, the second mortgagee should be listed on the policy.

Can an injured party include a homeowners insurance company in a claim to recover damages for personal property destroyed in a fire in the state of Idaho?

Homeowners Insurance is specific to the property of the named insured(s). It does not matter what state your in. If you are a third party not named on the Home insurance policy, then you nor any of your property would be covered and you would not have a valid claim.

Insurance is said to follow the person not the property?

No, a homeowner's policy lists both a named insured and an insured location.

What is Coverage C of a Homeowners policy?

Damage to or loss to household contents and other personal belongings owned the insured

What does upp stand for in reference to an insurance policy?

In a homeowners policy it would be unlisted personal property UPP

Can a wife sue homeowner's insurance for her husband's accidental death on their property?

No, Presumably You and your spouse are the named insureds on your policy. Your Homeowners Insurance policy is Hazard Insurance for your home that protects the insured for covered perils such as fire, wind, hail, theft etc. A Homeowners Policy usually offers Liability coverage which protects the insured(s) for costs associated with liabilities for certain injuries or damages to others or the property of another for which the named insured could be held liable. Since there is no color of law that allows one to be "Liable" to ones self. There would be no expectation of coverage for the death of the named insured or the spouse from your Homeowners Insurance Policy. Although one can certainly sue almost anyone for any thing. In this case the suit would almost certainly fail due to no coverage. The type of Insurance that you would need to cover an accidental death would be Life Insurance or an Accidental Death Policy.