answersLogoWhite

0


Best Answer

No. As the one who originally took out the loan, they cannot refinance your car loan without your permission. The only thing they can do (and have to do) is to pay your payments if you default on the loan.

User Avatar

Wiki User

โˆ™ 2014-05-23 23:36:23
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar
Study guides
๐Ÿ““
See all Study Guides
โœ๏ธ
Create a Study Guide

Add your answer:

Earn +20 pts
Q: Can your cosigner refinance your car without your permission?
Write your answer...
Submit
Related questions

What are the consequences if a cosigner on a car loan sells the car without the permission of the other cosigner?

Possible fraud charges.


Can you refinance your car without a cosigner if your current loan has a cosigner?

if you take it to your personal bank and ask them how much you need to have paid already they can indeed refinace you and remove the cosigner


Can a cosigner take the car away from the borrower without permission from the borrower By towing it or using the second key to take the vehicle?

A co-signer is not an owner of the car. As such, the co-signer cannot take the car away from the borrower without the borrower's permission.


Can you refinance a car if you don't know the original cosigner's location?

In order to refinance your car loan you need to have good enough credit to refinance in your own name and pay off the prior loan. If you pay off the prior loan you don't need to know the co-signer's whereabouts.


Can the primary on a car loan have the cosigner's name taken off the loan without the cosigner's permission or knowledge?

IF the primary has the credit score to satisfy the LENDER, YES. The co-signor will be notified they are no longer on the loan, which will likely make them VERY HAPPY.


Does a co-signer have the right to take away the car or ask for you to refinance only in your name because you broke up?

Yes, the cosigner is partly responsible for the car. Therefor they can take equal ownership or ask that you refinance in your own name so they are no longer liable if you default on a payment. Remember, missing payments will hurt both of your credit histories so they have a right to protect their reputation. * A cosigner has no legal right to any property unless his or her name is on the title, nor can a cosigner force someone to refinance a loan without taking the person to court and receiving a court order directing the primary borrower to take such action.


Is there any way a cosigner can get his or her name off of a car loan?

The only way to be relieved of the obligation is for the primary borrower to refinance the vehicle.


What if your cosigner died and your car was repoed can you get it back without paying the price of the car?

NO


If you refinance a loan to have the cosigner removed and the cosigner has the car how do you go about getting the car from them if the loan and title are now in your name only?

IF YOU LEGALLY REMOVED THE COSIGNER FROM YOUR CAR LOAN,TITLE AND ALL. IT NOW BECOMES A CIVIL MATTER,WITH EVIDENCE ON HAND A LOCAL SHERIIFF'S MIGHT BE HELPFUL SINCE THEY HANDLE CIVIL MATTERS. I DON'T FORSEE ANY PROBLEMS IN ACQUIRING YOUR VEHICLE.


Can you refinance your car?

Yes you can refinance a car.


Can a person take a car out of state without permission of cosigner?

No they can not because then the cosinger can report te car being stolen. YES YOU CAN AS LONG AS YOU ARE THE PRIMARY OWNER OF THE VEHICLE. THE COSIGNER IS JUST A PERSON WHO HAS MADE AN AGREEMENT WITH THE BANK THAT IF FOR SOME REASON YOU SHOULD DEFAULT ON THE LOAN THE BANK CAN PURSUE THE COSIGNER. BECAUSE THE COSIGNER PRESUMABLY HAS BETTER CREDIT AND STRONGER WORK HISTORY, THUS THE ABILITY TO REPAY THE LOAN. OF COURSE YOU HAVE TO BE OF AGE AND FOLLOW ALL OF THE LAWS WHEN DRIVING.


How do you get a cosigner off of a car title if the car is paid off?

You cant without the cosigners approval.


Can primary owner refinance a car loan without consent from co-owner?

A primary owner cannot refinance a car loan without consent from the co-owner. Both parties must agree to the action.


Can the cosigner get her name off the loan or can she take the car if her name is not on the registration?

The only way to be relieved from cosigning obligations is for the primary borrower to refinance the vehicle. And no, if the person's name is not on the car title they have no ownership rights.


Can someone put you as a cosigner without your signature on a car title?

No-they probably forged your signature


Does a cosigner have rights to the car even when its paid off?

No, the cosigner will not have rights to the car after its paid off because the purpose of a cosigner is to pay off the notice if you fail to do so. Being a cosigner does not give them to any rights to the car.


Can you get a bad credit car loan without a co-signer?

Yes of course you can get a car loan without cosigner if you have bad credit, you have to just find some websites who provide car loans without bad credit and no cosigner simple and fill out the small form there that's it they will contact you within 2 business days.


What rights does a cosigner have to gain possession of the vehicle if his name is on the title in Pennsylvania?

It depends on what the title says. The title can say "The owner of the vehicle is Name 1 or Name 2." If the title says this then the cosigner has limited rights to get the car. Whoever has the vehicle can sell the car without the cosigners signature. Now if the cosigner has the car, the cosigner can sell the car without the main owners signature. If the title states Name 1 and Name 2, then you have same rights as the main owner of the car. This means if Name 1 trys to sell it, they can't sell it without your signature.


If you are late on your loan payment and are a cosigner on your daughters car can they repposses the car?

If you are late on your loan payment and are a cosigner on your daughters car can they repposses the car?


Is it possible to refinance a car?

Yes, itis possible to refinance your car if your financial situation requires it. If you were to refinance your existing car loan you can substantially lower your monthly payments.


Can i trade my car in without the cosigner being there?

Yes, i am a dealer in sc, people do it all the time


Can your daughter be on your car insurance if you are not cosigner on her car loan?

Yes: Your spouse/children can be included on your insurance policy regardless of who was/if there was a cosigner on the car.


If a roommate has taken your car without permission can the car be reported stolen?

yes


What is another word for using without permission?

That actually depends upon what it is that you are using. If you use someone's car without permission, that is called stealing. If you use someone's movie without permission, that is called piracy. If you use someone's body without permission, that is called rape.


In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?

I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.