If it is in the contract.
Per Square Foot Industrial Gross If someone is leasing their space for $9.75 PSF IG, you are paying $9.75 per square foot of the property as your base rent (that includes CAM, Taxes & Operating Expenses as well as Insurace) and the Landlord is paying the expenses of the property. However, by the end of the year, should any of those inclusions increase, you will be responsible for paying that increase. For example, insurance for the unit you are renting costs $1,000 a year. The Landlord pays that directly (but it's been factored into your base rent). Say by the end of the year, the insurance goes up to $1,200 a year. You will be responsible for the $9.75 PSF AND that additional $200 increase in your insurance policy.
Landlord insurance is specifically for anyone who has bought a property with the intention of renting it. It provides insurance cover that standard household;d insurance may not, for example covering third party legal costs if someone was to be come injured in the property. There are different kinds of landlord insurance depending on the degree of cover needed. You can also get landlord insurance which guarantees to cover your rent payments for a period of time, should your tenants default on payment.
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