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Can your name be on the title and registration and insurance while not on the car loan?


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Wiki User
2015-07-15 18:39:03
2015-07-15 18:39:03

No.

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The answer to this question is YES. Unfortunately dealerships can make mistakes and different names can be sent to the state department of motor vehicles and to the finance company. If this happens, it is a very difficult, if not impossible condition to correct.

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You obtain title insurance from a licensed title insurance agent; I would not purchase it from a captive agent (that is, from the lender providing my loan, or from the realtor listing/selling the house).

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If you have defaulted on your loan and not returned the vehicle, then you have basically committed a theft.

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Typically you need a car with insurance to get a title loan. If your car is totaled, the loan company are entitled to that money since they hold the title for your car.

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The loan must be paid off first so the lender will release the title.


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