No, wages can not be garnished in Tx except for the IRS, Student Loans, & Child Support.....They can however garnish a bank account if they get a judgment against you in court.
If you signed the wage garnishment yes
YES, in most cases. I have never heard of anyone having wages garnished to pay for a car loan (of course, I live in Texas, a debtor state, so it may differ elsewhere). Most places will just repo the vehicle.
Hello, Jamison here, Yes! Not likely though,,,,,,,, Unless its one of the BIG-3
Im not familiar with Colorado but in most states or at least in the states that I am aware of ,if you owe a balance yes they can garnish your wages to fulfill the obligation.
Yes, you can if they cannot garnishee your wages.
Any form of income can be garnished, to a certain limit.can a retirement check be garnished for a auto repo.
Yes, a repo is a repo whether you give it up or they take it.
i dont think that i can
They are not lying to you. A repo is a repo is a repo.
Can a bank garnish your wages for a repo in the state of Florida
The "penalty" is a repo on your CR.,higher interest rates on future loans, and a possible judgement/wage garnishment against you. A repo is a repo is a repo in credit files.
Yes. They just can not garnish your wages for any monies owed afterwards. There are a number of other ways they can recover the balance however.
Yes, but only by an order of the courts brought by a motion from the plaintiffs for such wage garnishments to occur. The bank or collections agency can not garnish wages without the courts, and if they threaten to take such actions without intentions or ability they may be in violation of State and/or Federal collections laws.
YES, who spread that rumor? LOL Texas is a no garnishment state. Therefore they cannot garnish your wages for any reason.
The lender may garnish your wages for a judgment against a debt in Illinois, even after repossession.
When you are beginning to feel overwhelmed with debt, you are being threatned with being garnished, or you are being garnished. You have judgments, you are up for repo, your house is in foreclosure, you will know when it's time.
You can, but at this point, you are paying the debt. You are paying involuntarily, and returning the car will help offset that debt once it is sold. It will also stop the debt from climbing higher as garnishment incurs other fees that will be assessed to you.
If they have a judgment against you, yes.
Yes. If the car's value at repo was under what you owed they can get the difference, court costs and interest.
A repo is a repo, voluntary or not. Do not do a voluntary repo or any other repo. Terrible idea!!! Call the lender and work something out. See if you can find someone to take over the payments or possible sell the car to another part and pay off the loan. If you are upside down on the loan, then sell the car and borrow the balance to pay it off. Having your car reposed is a very bad idea. Your credit will be ruined for 7 years. You will also have the pay the difference in what the lender sells your car for and the balance on the note, plus repo fees. Do whatever it takes to prevent this from happening. I can assure you the lender does not want to repo your car. Call them!!!!
Operation Repo - 2007 Mess with Texas was released on: USA: 23 April 2012
Husband dies, his car left at a friends house, friend would not give car up, car was voluntarily repossesed, can you still get car after a repo? What is needed?
If you want to voluntarily surrender your car, you can call the finance company and ask for instructions on how to proceed.
They can choose to if they first obtain a judgment for the unpaid balance.
REPO LAWS DOT COM has a good over view of the rules in Texas.