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No, Kentucky law requires you to have insurance that coverage the person/people/property that you hit. It does not require that you have coverage for your own self or vehicle. Uninsured motorist coverage takes care of any damage you receive from another driver who does not carry insurance.

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โˆ™ 2012-03-23 20:07:57
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Q: Car insurance requirements for Kentucky
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Related questions

Which websites have car insurance quotes for Kentucky?

You can get an online car insurance quote in the state of Kentucky from just about every major car insurance provider. This includes Geico and Allstate.


Where can car insurance be purchased in Lexington Kentucky?

Car insurance can be purchased in a multitude of locations in Lexington Kentucky. Geico, Allstate, and Progressive all have insurance opportunities in the area.


Is car insurance required in Kentucky?

You are indeed required to have car insurance in Kentucky. However, you're free to look for the absolute minimums when filling out the insurance policy. This should keep costs down.


Are there any special laws or requirements to get car insurance in Texas?

As far as I know, there are no special laws or requirements to get car insurance in Texas. I do know that you need to search about this, but to drive a car you must have insurance.


What are the minimum requirements for Michigan car insurance coverage?

The info you need is here http://ezinearticles.com/?Michigan-Car-Insurance-Quotes-And-The-Minimum-Requirements&id=488771


Where in Kentucky can I get a free car insurance quote?

A lot of car insurance providers offers free quotes online these days. Look on the websites of insurance providers you are interested in.


How long do you have to file car insurance claim in Kentucky?

You have 10 days to file a claim with your insurance company.


What are the requirements to get car insurance?

In order to get car insurance, one must have proof that one is able to pay for it. In the United States, one must also be a licensed driver to get car insurance.


What is the grace period for car insurance in Kentucky?

There is not a grace period after it lapses. Once the car insurance 'starts', it cannot be refunded. There is usually a 7-day gap before the insurance starts.


How do you get a license to sell life insurance in Kentucky?

Contact the State of Kentucky department of insurance. They will provide you with all the current requirements to become licensed to sell insurance. Generally, most persons applying for an insurance license are sponsored by an insurance agency. The agency usually provides the study materials, etc. to assist in the state licensing exam. Good luck.


What are the minimum requirements for Pennsylvania car insurance policies?

The minimum amount required for car insurance in Pennsylvania is $15,000 per individual and $30,000 incident.


How do the costs of Just Car Insurance compare to other insurance companies?

Just Car Insurance is a low cost, minimum requirements car insurance provider that competes directly with the larger insurance providers by offering competitive rates, usually at a cheaper level than other insurance companies.


Is property damage liability car insurance required?

Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.


Where can I find cheap car insurance Kentucky?

I would start with Geico insurance first, then check with several other smaller insurance companies in your area. In many cases smaller companies offer very cheap car insurance rates.


What is the cheapest basic car insurance?

The cheapest basic car insurance will vary from state to state, because all states have differing minimum car insurance requirements. Some good companies to check with for basic insurance are The General, Safe Auto, and Nationwide.


Where can I find cheap car insurance in connecticut?

Allstate insurance offers affordable car insurance in Connecticut.


What are car insurance requirements for Iowa?

I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO


Requirements for car insurance in CA?

I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO


Is liability car insurance a requirement for MA drivers?

Yes, liability car insurance is a requirement for Massachusetts drivers. The minimum requirements are 20/40/5.


Where can one find quality car insurance online?

There are many websites that offer car insurance online. One should compare them according to their needs and requirements. A few examples of car insurances are AAA Auto Insurance and Halifax.


Where can someone find out what the minimum auto insurance is?

There are a number of websites that offer information on the minimum auto insurance requirements which differ from state to state. One very informative page which lists the requirements for all states, is the About website which has a specific page for Car Insurance Requirements.


Where can I find a list of car insurance requirements for the state of Oregon?

The Oregon DMV website www.oregon.gov/ODOT/DMV has information on all auto insurance requirements. Your local auto insurance agents can also give you the information.


Alternatives to car insurance in Indiana?

The requirements in Indiana are fairly strict. For the most part you're going to need full car insurance in order to stay legal.


What are the requirements to get antique car insurance?

This site has some great facts on antique car insurance: http://www.festivals-and-shows.com/collector-car-insurance.html. It tends to vary by insurance company, but many say it must be 25 years old. There are also requirements such as it cannot be for daily use, among others. This guide can help you when looking for antique car insurance: http://www.hubcapcafe.com/resources/insurance.htm.


How to Find Cheaper Auto Insurance in Kentucky?

Purchasing and maintaining auto insurance is compulsory in the Commonwealth of Kentucky. You must have valid car insurance at all times in order to operate a motor vehicle on Kentucky roads, and to renew or obtain a car registration. Although maintaining car insurance can be expensive, there are ways you can find cheaper car insurance in Kentucky.Obtain Quotes from Several Kentucky Auto Insurance CompaniesOne simple way to lower your car insurance costs in Kentucky is to obtain quotes from several auto insurance companies licensed to do business in this state. You can accomplish this task quickly by scheduling an appointment with a local independent insurance agent. Your agent can pull quotes from several companies at once, which can save you time and frustration. After obtaining quotes, your agent can help you compare rates and coverages to determine which policy represents the best deal.If you prefer to obtain quotes on your own, you can visit the websites of licensed Kentucky insurance companies. Several companies in this state provide websites where you can obtain quotes in 10 minutes or less. Typically, you can purchase your policy online once you have found a quote that fits your budget.Contact the Kentucky Department of Insurance if you have difficulty finding auto insurance companies in this state. This regulatory agency can provide you with a list of licensed insurance companies.Take Advantage of Policy DiscountsKentucky permits auto insurance companies to offer a number of discounts to reduce your premium costs. As an example, if you insure more than one car on your Kentucky auto insurance policy, you might receive a discount of 10 percent or more. You might also receive a discount if your car has an anti-theft device, or if you buy insurance for your car and house from the same company.If you are a senior driver, consider taking a voluntary driver improvement course. Your auto insurance company may provide you with a discount for three years after you complete the course.Ask your agent or check the insurance company's website when you obtain a policy quote to find out which discounts are available.