your daughter will need to use hers as her car was the one that was wrecked. However, you can take the costs of any repairs or any out of pocket expenses to civil court for full reimbursement.
Did you have insurance when it was wrecked???
NO, That's what car insurance is for.
Yes. If you caused damage to somebody's property you are responsible. The definition of insurance is a transfer of risk. If your friend had insurance on the car then the risk would have been transferred from you to the insurance company, but would still make you at fault.
No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.
yes it will
Of course not! It wasn't stolen or wrecked, it was taken from you for failure to pay on the loan!Be sure to cancel the insurance.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
Whomever the car is titled to. You will have to sign the title over to the insurance company since they essentially bought the wrecked car from you.
Since you have a loan you should be required by the lender to have full coverage insurance which will pay you the value of the vehicle. With out insurance you are still responsible for repaying the loan no matter what happens to your vehicle. It is not the lenders fault your car was stolen and wrecked...
Pay for it yourself and fix it or sell it to a junkyard, up to you.
No Way. Just like an auto insurance company writing full coverage on a wrecked automobile.
Yes.