Define the difference between government insurance and private insurance policys?

Answer 1

Let's see if this stays civil!

Private insurance has problems, just as government insurance does. From a care standpoint, private insurance is far better. NO one questions that. The costs are staggeringly different though.

Under private insurance we see increases in our premiums every year. Under government insurance we see small increases, by decreasing our coverage.

Some great examples include dialysis. If your kideny's fail under some countries government plans, after age 65, you die. Rather then giving you this twice weekly life saving procedure, they refer you to end of life consuling. The private insurance would cover this. The problem here is cost.

Strokes are another great example. My Uncle, on Medicare spent one month at a rehab center. The bill was over $50K. The center received $6,800 from Medicare and that is all they would get. Private insurance would have paid the entire bill. This would have to lower overall care if the norm.

To see government run health care in the USA, just look at any Indian health care facility. Imagine the Motor Vehicle Department giving you the care you need.

Every person that points at France as a model should remember that they are not a government run health care system They are a two tier system, just like us currently.