Do insurance companies consider a vehicle a total loss if it has been submerged in a lake?
I guess if you had the choice of where to submerge your vehicle, a lake would be the best place. Lakes are usually fresh water and relatively clean; relative to, say, flood waters. But fully or even partially submerged vehicles are NEVER the same after they are recovered, dried out, and cleaned up, especially if they were submerged in salt or filthy water. Some companies will "total" a car that has been immersed in salt or flood waters. When it has been submerged in fresh water, however, totaling depends upon the value of the car: if the remediation costs more than the car is worth, they will total it.
It really depends on what your insurance needs are. Different companies insure for different amounts. If you simply want your money to be insured, or your vehicle, you might not want to even consider expensive travel insurance. You should check several different companies and their tiers before making any concrete decisions.
Yes, Some companies do have auto insurance programs for unlicensed adult drivers. Expect the price to be high but you can get it. Remember though that just becaus eyou have auto insurance doe snot mean that you have legal permission to drive a vehicle. Motor vehicle laws requires that you be licensed to drive. Insurance Law does not require you be licensed to buy insurance although most insurers will consider you an unacceptable risk.
When renting a vehicle in the United States or Canada the rental companies require you to have insurance on the vehicle that is being rented. Most rental companies offer insurance which can be purchased through them, however it can be quite expensive. The best way to insure a rental vehicle is to speak with the insurance provider for your own personal vehicle as many companies offer packages which can be added to your personal auto…
Insurance which is sold by rental car companies usually covers damage or liability while driving the vehicle. The insurance does not generally cover any goods that are stolen while locked up in the vehicle. There are different types of insurance which are offered. The best insurance to get is comprehensive and collision coverage.
If you already have auto insurance on another vehicle, most insurance companies will cover you up to a month while you work on insuring the new vehicle. On the other hand, if you do not already have auto insurance, you had best not be driving the new vehicle until you get insurance. If auto insurance companies find that you've been driving without insurance they will raise your rates when you DO get around to it…
How can you locate RVs totaled by insurance companies to purchase for salvage or retitle as a salvage vehicle?
Finding cheap vehicle insurance is a construct of the make and model of the vehicle, a driver's history, and the company the insurance is available from. With all things being equal, local insurance companies tend to have better rates, but with less comprehensive coverage. Larger companies like Allstate, Progressive and State Farm can vary in cost, but also have better coverage options.
No. You need to contact your insurance company. they are not all the same. Most insurance companies will give you a short grace period in which to notify them of a vehicle change such as a trade in situation. If it's an additional vehicle you have acquired, there would be no coverage until you have contacted your insurance company.
It depends what type of insurance you mean. Liability insurance (the legally required kind) is usually priced more by the driver than the vehicle, although of course a more dangerous vehicle will cost more to insure. Collision and comprehensive insurance are priced mostly on the vehicle, however. The best way to figure out how much insurance costs is to visit an independent insurance website to compare insurance from as many companies at the same time…