Yes, you would be covered by YOUR insurance company, given you have "Full-Coverage" coverage on your policy. Keep in mind, when filing a claim with your own insurance company, that this claim will follow you on a permanent insurance record for 5 years, possibly more in depending on your state. So be very wary of claiming an accident that was someone else's fault on your insurance. This may raise your premiums, or make you ineligible for insurance through A rated companies. If you have any more questions, direct them to my email. Sean
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
No. The person driving is the responsible party.
Allstate still offers good rates even if you have had an accident.
There is a company who supplies information to insurance companies called CLUE. This company gives insurance companies information on losses paid by all insurance companies and what type and amount of the claim was paid. CLUE also supplies companies with a variety of information. It gives information like people who had auto insurance at the same address as you have and people who were listed on insurance policies of you in the past like other household members or drivers.
Some companies that advertise cheaper insurance for young drivers are FreeInsuranceQuotation, and LoansStore. These are all insurance companies that advertised on articles about cheap insurance for young drivers.
All insurance companies provide insurance to lady drivers. It would be extremely rude and sexist if insurance companies refused women, not to mention bad for business.
Many companies will not offer auto insurance to drivers who have been convicted of a DUI. GMAC and The General are two companies who will insure such drivers.
Insurance companies have direct access to the MVR records. The results come back in code, and the insurance companies know the meaning of the codes. This is to keep others from accidentally finding your information..
You can purchase drivers insurance in Edmonton from several different companies. Some companies that operate in Edmonton are Allstate, Federated Insurance, and AMA Insurance.
Drivers who have tickets should be prepared to pay a higher premium for insurance than those who do not have tickets. Statistics show that drivers who recieve tickets will usually get into an accident at some point and insurance companies will charge high premiums to offset the costs that will be incurred if that were to happen. The more tickets you have the more you can expect to pay for your premium.
Most insurance companies shy away from granting insurance to young drivers because there are new drivers and pose the greatest risk of getting into an accident. Because Progressive insurance does quite lot of advertising in regards to being better than the other insurance agents, one can look into getting cheap insurance rates for young drivers from this particular company.