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Do they need to tell you that you have missed payments or let the insurance expire? You should already know. It varies by state, but several require that you be sent a Notice of Right to Cure Default the FIRST time you are 45 days late and you have another 20 days to make up ALL the payments. If you haven't paid the delinquent amount by then, they can come for the car at any time. In some of these states, a statement at the bottom of the notice says if you DO catch up the payments but later become delinquent (even one day) again, they do not need to send another notice before repossession or other legal action is initiated.

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โˆ™ 2005-09-09 16:40:38
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Q: Do lenders have to give you notice that you are in danger of having your car repossed?
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