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Do officers of a corporation need to be covered by Workmen's comp in the state of Missouri?
Wiki User
Answered 2015-07-15 18:26:40
They should be, but you may be able to exclude them, if they are shareholders. For more information see
CA Labor Code 3351
Blue Cross Employer Application Question # 12
steveshorr.com
Corporate Officers and Key Executives are generally specifically excluded on Workers' Compensation policies in California.
Exercise care when excluding anyone, yet note that many officers and executives or other highly paid individuals may wish to be excluded because they're comfortable with the health plan, the lost wages benefits payable under Comp may be extremely low in comparison with their wages. In these cases, employers should consider providing Occupational Accident coverage at limits satisfactory to those workers. Employees can through proper procedures legally opt out of Comp at anytime for any reason in any state, though employers may be required to make it available.
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