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Do yo have to buy car insurance once you have a license regardless whether you are driving?
Wiki User
∙ 10y ago
Car insurance is mandatory to buy as soon as you purchase the car.. Car insurance safeguards if you have an accident.. Once your vehicle is insured then you need not to worry about its damage.. If you have an accident then the car insurance policy safeguards from bearing the losses.. So no matter what car insurance is mandatory in order to secure your vehicle..
Wiki User
∙ 10y ago
Parasdave
Yes, it is mandatory to have car insurance, if you have a driving license of your car. Whether you drive that car or not, getting it insured is a compulsion. The reason being, if a vehicle gets registered in an RTO, as per the Motor Vehicles Act, you can not drive that vehicle unless it is insured. You have to get your car insured with atleast third-party insurance in order to stay financially protected against third-party liabilities.
Not following the law will put you in a lot of trouble as you may have to pay heavy fines as well as have to face imprisonment of 3 months.
Having a car insurance is not only legally important but morally also. In case your car is involved in any accident or mishap, being a responsible citizen, you can help the third-party person financially. Thus, buying a car insurance is a must for every car owner.
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What happens if insured driver hits unlincensed driver?
If it was your fault, then regardless of their license status they can still sue you. Their license status only affects their likelihood of getting a citation for driving without a license (and maybe insurance) but it does not affect your liability. You'd still be liable for the accident no matter whether they had a license or not.
Can your license still get suspended if your car was repossessed before your license gets suspended for no insurance if it was before the deadline?
Yes, your license can be suspended and usually is when you receive a ticket for no Insurance. The fact youwere driving without insurance has no bearing on whether you have a car or not.
What is unismoker?
An insurance term that means the rates are the same regardless of whether or not you are a smoker.An insurance term meaning that rates are the same regardless of whether or not you are a smoker.
What is a unismoker?
An insurance term that means the rates are the same regardless of whether or not you are a smoker.An insurance term meaning that rates are the same regardless of whether or not you are a smoker.
How do you add a common-law spouse to your car insurance in Ontario?
That's simple. Just tell your insurance agent that they will be driving the car. However, know this. Your spouse's driving record will directly affect your insurance premiums regardless of whether or not they will EVER be driving your car. Not fair but completely legal in Ontario.
Get into an accident without a license will your insurance cover it?
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
What happens if you have a wreck without auto insurance in Louisiana?
You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana. You get ticketed and fined, regardless of whether you were at fault or not, Auto Insurance is required by law in the state of Louisiana.
Having a car in your name with no drivers license?
Yes, bigtime. The owner of a car can be, and is normally going to be, held responsible for the damage or any crimes that vehicle does, regardless of who was driving it. And regardless of whether the driver had a license or not.
Can you drive a car without insurance if you have sr22?
No. You cannot drive a car without insurance whether or not you have an SR22. You probably are required to have the SR-22 endorsement because you were previously caught driving without insurance. If you want to loose you license for a matter of years then go ahead and you won't have to worry about driving any more.
What could happen to an uninsured driver even if they have received a car insurance quote?
Even after receiving a car insurance quote, someone driving uninsured is still putting their lives and others in jeopardy and whether you have a license or not. Someone driving uninsured can bring on the risk of being arrested.
Do you have to buy insurance if you have provisional license?
If you own a vehicle then you have to have auto insurance depending on your state laws. Whether you have a provisional license or a regular license you still have the exact same need for auto insurance. It is so that if something happens the insurance will protect you from financial ruin.
Who pays for the other cars damage in a two person accident if the owner of the car was not driving?
The owner of the car is responsible for the damages that car creates, regardless of who was driving. If there is a lawsuit, the insurance company is certainly going to enjoin the driver. And you need to read the insurance policy carefully to know whether they cover other drivers.
