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It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.

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Q: Do you call your insurance company if you caused damage?
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How do you proceed with insurance in a single car accident with no injuries no property damage just damage to my car?

Call your insurance company and get a claim started.


How long do you have before you need to call the insurance company if you hit a parked car and the damage is minor?

How "minor" the damage is has nothing to do with it, in the eyes of the law. You are obligated to call the insurance company immediately to protect your own legal position.


Will most insurance companies pay for roof damage caused by a tree?

It really depends on the company. Some see it as an act from God and will not cover it. Call your insurance rep. as soon as possible or look threw your contract.


If a homeowner does some plumbing DIY and the plumbing fails and causes damage will the insurance company still cover it?

In most countries, insurance companies will only pay out if a registered plumbing contractor has done the job and caused damage. This way its easier for insurance companies to stop insurance fraud because the damage caused by the plumber will be backed up by invoices and service agreements. To save yourself the headache, and the possibilities of causing damage to your house, if you can afford the cost call a registered plumber to do the job.


Does Kansas have any home improvement contractors that specialize in tornado damage?

If you need information about contractors regarding damage of your home, call your insurance company. Your insurance company will usually refer you to a representative who can speak to you about your home.


Is it better to call insurance adjuster first or roofer to assess damage to roof?

Call Roofer and Insurance Company Both , same hour,same day ASAP


What to do when a TV short circuit because of a lightning that strikes to a TV antenna?

Call your insurance company and see if your homeowner's insurance covers the damage.


Will home owners insurance cover attached garage if it falls down from bad weather?

If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.


If air conditioner leaks in house is it covered by insurance?

Check your policy and call your agent or insurance company. Find out if you have coverage for an AC, the type of damage caused by leaks and if there is a deductible. If the air conditioner is still pretty new, check your warranty and talk with the store you bought it from.


What if the driver at fault will not call their insurance company to report the accident?

If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.


Do you have to call your insurance company after an accident where your car has no damage?

no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it


I had a single car accident with no injuries and just damage to my car. How do I proceed with my insurance company?

You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.