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Usually when you turn 23, 24 or 25, depending on what the contract says.

If you are on your parent's insurance and are going to college full time then you will be covered until you graduate. Once you graduate check with a local insurance agent to see about obtaining insurance for yourself the day after you graduate.

You generally have a small grace period (30 days is typical) after you graduate from college assuming you did not already reach some other qualifying event like age as referenced above or failure to maintain full-time status. Also, if your parents insurance is individual coverage and not group coverage, you may have that same 30 days to convert to your own individual coverage on the same plan without any medical underwriting at all. Basically you just tell them to move you to your own plan. Insurance companies don't like to tell you this because they want the opportunity to decide if they want to cover you or not. Check your parent's plan carefully for this guaranteed coverage option.

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โˆ™ 2015-07-15 21:38:40
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Q: Do you get dropped from your parents insurance the day you graduate from college or is there a grace period to allow you to get insurance on your own?
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Related questions

If you are in college can you be on your parents insurance and have your own?

yes


If you're a college student covered under your parent's medical insurance and you're getting married are you dropped from their coverage once married?

As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.


How many college credits do you need to stay on your parents insurance?

Generally, you need to be enrolled in at least one, three credit hour course. But it can vary depending on you parents health insurance provider. Additionally, you will be removed from your parents insurance at the age of 25 whether you are enrolled in college classes or not.


What options are available for a recent college graduate regarding health insurance?

The recently passed Affordable Care Act allows young adults up to age 26 to remain on the parents' health insurance. Major insurers such as Blue Cross offer a comprehensive range of health insurance choices for young people.


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Check and see what the definition of full time student is - it may be say 8 units. You might also check with the Insurance Company - they may be liberal about a semester off here and there.


If you graduate high school before you turn eighteen will the state of Florida allow you to move out of your parents house to go to college?

It would be presumed that you have your parents' permission to attend college, which would be considered acceptable.


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Every college student should have insurance. Companies are required to allow college students to remain on their parents plan until they are 26. Colleges usually offer other plans as well.


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Can your parents insurance cover you as a part time college student?

No, you must be full-time and under 25.


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I know for me, i have to be a full-time college student [at least 14 units] to be on their insurance.


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