Auto Insurance

Do you have to be on your father's insurance if you have a learner's permit but only drive his car one weekend every 4 weeks?

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Wiki User
2009-08-24 20:00:22

It is my understanding that the minor/permit holder does not

have to go on their parents insurance, but is covered by their

parents---they can not drive alone. You have to put them on your

insurance within 30 days of them becoming licensed. Bottom line--

the parents insurance does not go up until the teen has their

license. This sounds like a case of divorced Dad visits--- in which

case the teen does not have to be listed on his Dad's insurance as

a driver, because he does not reside with him. If Dad's is legal

residence, he has to be listed. ( I live in Massachusetts, all the

info I just gave came from experience.)

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