Do you have to keep your home in chapter 13 bankruptcy?

No. The plan may provide for the sale of the home and using any net proceeds to fund the plan. If the house is under water (worth less than what is owed on mortgages and lines of credit), it may be better to just let it go through foreclosure. The mortgagee will have to file a motion for relief from stay.

Or let the foreclosure happen before you file.