Yes, you have to list EVERY creditor that you have an account with, even those that you are current with or have no balance due. You can run the risk of getting in trouble with the bankruptcy court if you don't.
"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."
no
it does not work
Bankruptcy is the filing of a petition that claims your assets, and your inability to pay for them. Bankruptcy severely effects your credit, and is present on your credit for 7 years. During this time getting credit cards or loans can be very difficult.
2 years
The judge may disallow those debts from the bankruptcy because you are obviously attempting to defraud the credit card company.
If you have credit accounts in good standing then do not include them in your bankruptcy.
Yes; however, the issuer is not required to continue to extent you credit (can close the account).
No, just the opposite. Bankruptcy is the ultimate "train wreck" of a person's financial standing. Even after the ten year SOL there will be a public record, and the consumer will still be penalized for it. Bankruptcy, is not, as some are led to believe, the magic cure for debt problems.
yep
You will have to talk to you credit card company. They will be able to assist you in transferring your balance on your credit cards.
You can declare bankruptcy due to credit card debts, yes.