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You do not have to live with them as long as you are listed on the policy.

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Q: Do you have to live with your parents in order to use their insurance coverage in an accident?
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Related questions

Do you have to live with your parents in order to use their insurance coverage in an accident i had an accident with rental car my parents insurance would cover?

You don't have to live there as long as you are listed on the policy.


How important is it to have accident insurance?

It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.


What has the author George H Kline written?

George H. Kline has written: 'Regulation of mail order accident and health insurance' -- subject(s): Accident Insurance, Health Insurance, Insurance, Accident, Insurance, Health, Mail-order business


If you are a college student and covered by your step parents insurance can they take you off of it at anytime they want?

Yes, if there is not a court order mandating that the coverage be provided.


Can a staffing agency require you to carry your own liability insurance if they place you in a driving position for a company that already fully cover their vehicles?

Sure they can. If you don't like the requirements of the job then don't take that job. They are probably going to insist that you carry a limit if liability equal to their limit as well as the requirement to carry coverage. If you have an accident you will probably be sued and they will be sued as well. In order to protect their insurance coverage they will require you to have this coverage for an accident that is your fault.


Does insurance cover an accident if the driver has a learners permit when there is not a 21-year-old person with a valid drivers license in the car?

Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most insurance policies don't have a requirement that a person be licensed in order for coverage to apply.


Can a driver with points get pip insurance in Ohio?

Ok, Personal Injury Protection, (PIP), is the name of the coverage which pays for your injuries after a car accident, it is something we sign up for when we start our car insurance policies. In order to figure out if you have Personal Injury Protection, start with a call to your insurance company. They can tell you in this first call if you have medical coverage for your injuries.


Why is insurance coverage order important when adding insurance for dependents?

READ THE BOOK :d


Whose medical insurance covers your child if both parents are insured?

In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for the child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the premium, then there is no coverage.


Do you need full coverage insurance on a vehicle in order to have a cracked windshield replaced or will liability and PIP insurance cover it?

Full coverage, minus the deductible.


If a young adult gets a ticket before being added to their parent's insurance will the parents insurance rate go up when the child is added?

If you normally drive a car belonging to your parents then you should be added to their insurance policy. Many policies now contain language that may allow the insurance company to deny coverage if a driver is not listed in order to obtain lower rates. I usually recommend that they title the car in your name once you reach eighteen and that you have your own insurance. This prevents the attorneys from suing them if there is an accident. If you are added to their policy it is unlikely that they will tell your parents about the ticket. The rate will just be slightly higher.


Can a judge maske both parents have health insurance?

Yes judge can, In Mihigan the judge ordered both parents to maintain health coverage, but not sure whose would be primary if it's not stated in court order.