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No. You only pay your deductible if you are setting up repairs.

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Q: Do you have to pay your auto deductible if your vehicle is not damaged?
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In an accident if there is no damage to your vehicle but theirs is damaged do you pay a deductible?

No. The deductible only applies to your vehicle.


If you are at fault in an auto accident do you have to pay the other persons deductible and my vehicle had already been damaged?

No. They are responsible for their own deductible. Because, when my van got hit, which was parked, I had to pay my deductible before the insurance company would cover it!


If you have full coverage auto insurance and you damage another vehicle and not yours do you have to pay a deductible?

It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.


If you are at fault in an auto accident do you have to pay the other persons deductible?

No, you have to pay your deductible.


What is collision automobile insurance?

Collision pays to have your car fixed if it is damaged in a collision with another vehicle. There is usually a deductible that you have to pay.


What does the insurance company do when a car is not total in a wrecked?

If a vehicle is damaged in an auto accident the insurance company that insures the vehicle has the option to repair it, replace it, or pay the actual cash value of the car. The last one is in the case of a total loss and the company never tries to replace a vehicle anymore. In this case it would repair the vehicle and pay for the cost of repair less your deductible which you will be responsible to pay for yourself.


What is the auto dudctable insurance?

In terms of auto insurance, the deductible is the amount the policyholder is committing to pay if their vehicle is damaged or stolen before the insurance company is responsible for paying out a claim. A deductible applies to both comprehensive and collision physical damage coverage. Comprehensive will pay for damage or loss to your vehicle resulting from fire, theft, vandalism, hail damage, and wind. Collision pays for damage caused by an accident. You will be required to choose a deductible for each coverage ranging from $0 to $2000. While higher deductibles offer lower auto insurance rates, you will be responsible for paying this amount before the insurance company will cut a claims check. Choose a deductible that is practical for your situation.


Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?

If they have insurance then you should not have to pay a deductible at all.


Do you have to pay your deductible if you hit a deer in your vehicle?

You have to pay your deductible no matter what if your insurance company asks for it because that's the part you pay.


Does your auto insurance deductible cover your car and the car that you hit in an accident?

You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.


Do you have to pay a deductible if your vehicle is vandalized?

Yes when you get it back i think


In Georgia if a deer hits your vehicle do you have to pay the deductible?

Yes, if you want to turn it into your insurance, you will be required to pay the deductible before they will cover the other costs of the damage. If another person hits your car, you would not have to pay your deductible.