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Do you have to provide a copy of your insured's liability policy to a claimant's attorney when requested in Ohio?
Wiki User
∙ 9y ago
You don not have to provide a copy of your liability policy when requested. You only have to provide the policy if a court or judge requests it.
Wiki User
∙ 9y ago
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Can you list Additional Insureds on Professional Liability Insurance?
Yes, In New York, that is true for medical professional liability.
Does all general liability insurance cover damage at depreciated value?
General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.
Where do I findHomeowners insurance ratio to liability info?
It will be listed on your "declarations page". This page lists the named insureds, coverages, limit, and deductible. If you don't have one then ask your agent for another copy. They usually come in the mail when your policy renews every year.
Does homeowners insurance cover root damage to insureds plumbing?
No
What happens if a person does not accept insurance claim and files a lawsuit.?
The gist of your question is not clear. Specifically, insurance claims are not directed to people; instead, insureds or claimants direct claims to insurers. If you are asking about the options that a claimant has if the at-fault party or his/her/its insurer denies liability or damages or both, the claimant is free to file a civil suit for damages. The burden will be on the claimant to prove liability (fault) and damages. If the person sued has liability insurance applicable to the claim, the insurer will provide a defense to the insured, or settle the claim with the claimant if it believes that its insured has a legal liability for the occurrence. If you are asking about the options that an insured has against his/her/its own insurer in the event of a first-party claim, the insured may likewise usually file a lawsuit for coverage. Those types of lawsuits are generally complex, and it is usually not advisable for the insured to try to represent him/herself. Further, virtually all States have bodies of statutes pertaining to claims settlement practices, and some may provide for additional penalties that can be imposed by the State insurance regulator.
What kind of policy issues certificates of insurance to insureds?
group insurace
How do you find out the at fault driver's per person bodily injury liability insurance coverage limits?
The insurer is only responsible to pay up to the policy limits for a covered loss.If your accepted claim is below the policy limits then you will receive full compensation, in this case the policy limits is a moot issue since your loss was fully covered.If your accepted claim exceeds the insureds policy limits, then the amount of the check, would presumably reflect the policy limits.Or you could just ask the claims adjuster.AnswerHire an attorney
How do you deal with insurance adjuster?
Insurance adjusters these days have a wide variety of tools available to help claimants and insureds in their time of need. Adjusters can handle most of their work load assessing and adjusting claims by phone, fax and digital means for document or data access. I prefer to phone during business hours though. That personal contact can often clarify questions or complicated issues and help expedite a claim.
Why can't you name and additional insured on Workers Compensation?
Because this form is designed for general liability policies because the insurer is obligated to defend and indemnify that additional insured in accordance with the policy terms and conditions. Generally, the insurer remains obligated to fulfill its obligations under the policy even if the additional insured's negligence is the sole cause of the liability for which damages are being sought. Insurers, however, always try to limit their exposure as to additional insureds and the intent is not to cover other company's employees. Coverage for those employees should be provided by their employer and most General Liability specifically exlude coverage for employees.
Does homeowners cover a fall of a guest?
No, The medical coverage portion of your policy (usually $500) is for minor injuries that can occur around the home and is specific to the named insureds. Your home insurance policy is not a replacement for major medical insurance. If your guest feels you are responsible for their injuries through your negligence then they could sue you for coverage under the liability portion of your home insurance policy.
Does homeowner's insurance cover damage to the house caused by boarders living with the owner and policy holder?
Damage caused by bordersWith respect to 'building' coverage, the boarders are not 'insureds' (by definition) under the policy. Intentional or negligent damage caused by a household resident are not covered under an owners policy.You could seek coverage from the liability portion of your tenants renters policy.
Can you insure a home that is in your sons name?
Yes,, Just be sure to name your son who is the owner as one of the named insureds.
