Do you have to reimburse health insurance for car accident medical treatment?

Usually the health insurer will record a lien, and, as, that lien will have to be paid off. The amount of the lien may be able to be negotiated downward after you receive settlement money. * If you are validly insured then it is the responsibility of the insurer to cover those costs which are covered under the existing policy. that is why you pay insurance premiums in the first place. Depending on the circumstances the insurer may try to recover monies paid for medical expenses from the person or the person's insurer who was at fault in the accident. Liens are only possible if a lawsuit is won and a judgment is awarded to the plaintiff. The exception being a Mechanic's lien which is used to recover costs for repairs or improvement of the real property in question.