Automobile Liability insurance, YES. Liability insurance, NO. There are many kinds of liability insurance.
Wiki User
∙ 2008-02-06 16:23:59If the car is paid off, then only liability insurance is needed. If it is not, then you will need a full insurance coverage plan.
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
You can purchase car liability insurance from the same company you get your regular car insurance from. If you are a new car insurance customer, ask your agent to add liability insurance to your plan.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
Your liability coverages should apply, if you feel you need more coverage when you are renting a car then when you are in your own car I would go ahead. Usually their insurance is not necessary, I would verify this with your agent though.
I need answer why human body inssurance does not exist, like car insurance/liability insurance or full coverage.
If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
no
Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
Liability insurance is an especially important type of car insurance because it covers damages that are your (the driver) fault.