answersLogoWhite

0


Best Answer

Most personal auto insurance policies will exclude business use of your personal auto. So the answer is you most likely will need a separate business auto policy if you are using your auto for business. There are a few exceptions to this. Some personal auto insurance policies do have a business use class that was intended for the accountant, lawyer, counsultant type who drives from client to client all day long. Or possibly even a real estate agent might find coverage on the personal auto policy. Each insurance company has different rules on what types of "business use" they will tolerate. The best thing to do is call your agent and discuss the possibilites with him/her. And I always recommend, the best place to be is an independent agent. Independant agents have access to several insurance companies and can shop your insurance for you to find the best fit for your needs.

User Avatar

Wiki User

โˆ™ 2015-07-15 20:48:04
This answer is:
User Avatar
Study guides

Nutrition

22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards
4.33
โ˜†โ˜…โ˜†โ˜…โ˜†โ˜…โ˜†โ˜…โ˜†โ˜…
9 Reviews

Add your answer:

Earn +20 pts
Q: Do you need additional insurance coverage if you drive a private vehicle for business?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

How does one get private health coverage?

"You get private health coverage or insurance by purchasing it from a private health insurance company. There is Athem Blue Cross, and that is the main one."


What is the definition of private health insurance coverage?

Private health insurance is an alternative to government issued health insurance. It can be provided through a union or employer or one can purchase it from a private health insurance company.


Does secondary private insurance pay what primary private insurance will not pay?

Yes, if the secondary insurance plan covers it In the pharmacy (drugs) world of primary and secondary coverage, this is true.


What is covered under private medical insurance?

Coverage under private insurance varies greatly based on your carrier and your deductible. Most private medical insurance is a cushion against major catastrophes like a sudden heart attack.


How did the government health insurance program in Canada effect private insurance companies?

Private insurance companies provide some coverage where the public insurance fails in Canada. The health insurance act of 1984 was instituted and provided problems for private insurance companies seeking to enter the market. Many canadians have private insurance to cover small things like vision care.


When insurance business privetised in India?

Doors were opened for private Insurance Companies in India in 2000, with 23 private insurance companies operating right now in India.


Where can you purchase workman's compensation insurance?

If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what state you are in. Some states, e.g., Ohio, are "exclusive fund" states. If you do not live in an "exclusive fund" state, there will still be a "state fund" in place. You can purchase your coverage there, or from any private carriers that offer WC coverage in your state. You should check with the agent/broker who handles the rest of your business insurance. It is extremely important that you deal with an "authorized insurer", meaning one that has the requisite authority to conduct business in the State(s) in which you do business and in which you must provide insurance. Because worker's compensation insurance serves the purpose of shielding your business from most individual liability for work-related claims, the failure to do business with an authorized insurer can leave your business individually exposed to worker injury claims. You should contact the Department of Insurance of your State for confirmation that the insurer that you are considering is authorized to transact worker's compensation insurance business.


What company offers the biggest variety of private health insurance?

Most any insurance agent has access to a great variety of private health insurance. After discussing your particular needs and budget, the agent can search for the coverage that is best suited for you.


Which was the first commercial insurance company in the United states to provide private healthcare coverage for injuries not resulting in death?

The Franklin Health Assurance Company of Massachusetts, in 1860, was the first insurance company to provide this coverage.


Do I need to have aviation insurance?

Aviation insurance is required for all private and commerical flyers. The amount of coverage required by law depends of the size of the aircraft.


What type of insurance is there?

There are a lot of different types of insurance. Real insurance is any insurance policy that offers you a certain type of coverage in return for premiums paid by the insured. Private insurance and government are both real insurance as long as benefits are being exchange for premiums whether paid by the government or a private party.


What are the benefits from private health insurance?

Private health care gives patients options for coverage and a choice of physicians. Patients can choose their preferred hospital or clinic with private health care.

People also asked