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Scooters and Mini-Bikes

Do you need insurance on a moped?

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2011-09-13 02:18:34
2011-09-13 02:18:34

no mopeds do not need insurance

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No, You would need cycle insurance for your moped. Homeowners insurance does not provide coverage for vehicles that are designed to operate on public roads.


If the engine on your moped is less than 50cc the moped does not need to be registered or carry liability insurance, but the driver MUST have a valid automobile drivers license.


moped insurance is insurance for a moped. A moped is like a small motorized scooter/bike like thing used to help transport people. Most commonly used in europe


no mopeds are very safe this person is lying yes you do have to have insurance


yes you have to be 16 to ride a moped but it can only be a 50cc when 16 you also need tax mot and insurance (cbt)


I talked to a guy at a bicycle shop and he said you have to be 16, just a regular drivers license (no motorcycle or anything like that), insurance on the moped, and the moped must have pedals


If the moped is power driven, you obviously require insurance policy for the same. Further, whether the moped plys in private or public road is also a factor. In the later case only, insurance policy will be required.


Yes. Mopeds, like all motorized vehicles require liability insurance. The cost for basic liability is about $80 a year for any size scooter, moped, or motorcycle.


no license or insurance needed if under 50cc


Requirements for licensing, registration, and insurance are different from state to state, and also depend on other factors. In South Carolina, you don't need insurance for anything under 50cc. In NY whether insurance is required depends on the top speed. For any other states, you'll just have to check your state's dmv (they should have the necessary info on their website). no mopeds are very safe and you do not need insurance you can use a moped any where with no insurance or lisens


In most states you need at least 1 mirror on a moped.


any scooter or moped that is over 50cc requires insurance. if it is under 50cc, it is recommended by some that you get insurance but that would be a waste and is not necessary. it depends on your feelings about it though. CORRECTION: Any scooter that Equal to, OR Less than 50cc, does not require a license nor insurance in most states.


how to find out if moped is stolen


You need a motorcycle license for a moped over 50ccs. You need a moped license for under 50cc.


you do need a drivers license for a 49cc, anything above and it will require registration and insurance and yo uwill need a motorcycle endorsement.


It cost me about £100 a year



in pa. do you need a motorcycle licence for a 50 cc moped


Yes, and in fact in almost all states you will need a motorcycle license and not just a moped license, as a Moped is generally considered to be a cycle with a 50cc engine or smaller. It also needs to be registered with the DMV and pass an inspection (some states do not require inspections, however - you'll need to check for yourself) AND you need to carry liability insurance to be able to LEGALLY ride it on the roads. If you go to http://www.moped2.org/mstates.htm all the state moped drivers license requirements are listed.


To ride a moped in the Hawkeye State, you need to be fourteen years old and take a moped safety class.


You don;t need a license if your moped has 49cc's or less. Anything over 50cc's and you need a license.


yes once 16 u need a license to operate a scooter/moped but that's all you need> no insurance/Registration required =]


No. A moped cannot be written on an auto insurance policy. It would have to have a seperate motorcycle policy in order to be covered. Usually, but not always, companies that write one do not write the other. We have 3 insurance companies that write motorcycle insurance and non of the 3 offer an auto policy.


not if its 50cc or less, but you need a driver's license and the moped needs to be titled, registered, and insured.


Yes. If the moped/scooter is 49cc or less you will need an automobile license. If over 49cc you will need to get a motorcycle endorsement.



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