Asked in State Laws
State Laws

Do you need insurance to ride a 49cc gas scooter on the road in Florida?



User Avatar
Wiki User

You do not need to carry motorcycle or motor vehicle insurance..

HOWEVER, you need PERSONAL LIABILITY insurance AND you NEED a Valid Drivers License!


ANY vehicle with anything OTHER than ONLY Electric and/or Pedals and you NEED a drivers license.

Electric Bicycle - No DL needed.

Electric Scooter - No DL needed.

Gas Scooter with NO SEAT and can not go over 20mph - No DL needed.

Basically ANY vehicle that is gas powered AND has a seat, you need a license.