It means guaranteed if you meet the "qualifications." m is guaranteed IF you have been denied in the private market, resident - Mr. Mip doesn't ask immigration status, can't be eligible for Medicare, can't be eligible for COBRA, If you're talking about Group Coverage - I've never seen immigration status come up, lack of coverage in the past is not an issue to get coverage. It might be if the new policy has a pre-x clause, as prior coverage counts.
When purchasing guaranteed life insurance, you should consider whether you want to purchase guaranteed whole life or guaranteed term life. Benefits and coverage never change with guaranteed whole life. Guaranteed term life has lower premium, can be used to pay off high debt and no medical exam is needed. In addition, when purchasing guaranteed life insurance there is a waiting period before you receive full coverage, and you’re covered for a specific time period.
Guaranteed issue life insurance is life insurance that is guaranteed acceptance. That means if you apply you are guaranteed to be accepted for life insurance coverage. However, you usually have to be a certain, like 45-75. Also, the amount of coverage is not fully available until 1-2 years after you own the policy - this is called graded benefit life insurance.
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