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Does Guaranteed Coverage mean guaranteed to anyone regardless of lack of coverage in the past and immigration status?
Wiki User
∙ 15y ago
It means guaranteed if you meet the "qualifications." m is guaranteed IF you have been denied in the private market, resident - Mr. Mip doesn't ask Immigration status, can't be eligible for Medicare, can't be eligible for COBRA, If you're talking about Group Coverage - I've never seen immigration status come up, lack of coverage in the past is not an issue to get coverage. It might be if the new policy has a pre-x clause, as prior coverage counts.
Wiki User
∙ 15y ago
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What should I consider when purchasing a guaranteed life insurance package?
When purchasing guaranteed life insurance, you should consider whether you want to purchase guaranteed whole life or guaranteed term life. Benefits and coverage never change with guaranteed whole life. Guaranteed term life has lower premium, can be used to pay off high debt and no medical exam is needed. In addition, when purchasing guaranteed life insurance there is a waiting period before you receive full coverage, and you’re covered for a specific time period.
What should I ask before obtaining a guaranteed issue coverage?
You should ask what the benefits are, what is covered, the amount of premiums. Typically guaranteed issue coverage has a higher premium than other type of coverage. Also ask if it is a temporary ot permenant coverage.
What is Guaranteed issue life insurance?
Guaranteed issue life insurance is life insurance that is guaranteed acceptance. That means if you apply you are guaranteed to be accepted for life insurance coverage. However, you usually have to be a certain, like 45-75. Also, the amount of coverage is not fully available until 1-2 years after you own the policy - this is called graded benefit life insurance.
Do you have guaranteed issue health insurance?
No but...how about 'almost' guaranteed issue coverage? I have plans with as little as one knock-out question and several with just a few disqualifiers. What state do you live in ans what is your issue?
What is guaranteed insurability?
Guaranteed Insurability refers to a person who is insured on a life insurance policy. Guaranteed Insurability guarantees the insured person to purchase additional life insurance coverage without having to take a physical examination or showing any other evidence of insurability. Additional life insurance coverage may be purchased at a stated time in the future. Some life insurance policies offer the opportunity to purchase additional guaranteed life insurance coverage on certain anniversary dates of their life insurance policy, such as, every fifth year of the policy up to a maximum age of 40, 45, or 50. In addition, the insured person may be able to purchase additional guaranteed life insurance coverage upon the birth of a child in the insured's family.
What is the difference between medically underwritten and guaranteed coverage?
Medically underwritten coverage requires a questionaire, in which case pre-existing conditions may not be covered. Guaranteed issue is like an "existing medical condition blind" policy. It may have less coverage, and cost more, because the insurer is taking a bigger chance on the individual applicant.
What if you get hurt prior to receiving your cobra package?
No problem, just enroll when you do get your package. You generally have 60 days to accept Cobra. When you do that your coverage is retroactive to your first day of eligiblity and is guaranteed regardless of what medical expenses you may have incurred in that period.
Are full time students eligible for free health insurance?
Under the Affordable Care Act children carried under a parent's insurance plan will be guaranteed coverage until age 26. This coverage is regardless of student status, job status, and marital status among other things.
Is a person guaranteed media coverage in a trial?
Hardly, as the media is rarely or never unbiased in their coverage.
Is hepitis c considered pre-existing?
Yes it is. Depending on the individual insurance company, you may not be eligible for coverage. Check with the companies to find out. Also, do a search on "Guaranteed Issue" plans in your state for plans that will cover you regardless of pre-existing conditions.
What is the best car insurance company in Atlanta?
Peach state insurance has the lowest rates that I know of, they also have guaranteed coverage packages.
What websites offer guaranteed issue coverage for different magazines?
freecatalogs.blogspot.com is the site you are looking for. that provide these services very efficiently and at reasonable way.
