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Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.

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โˆ™ 2014-10-07 02:13:45
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Q: Does Virginia Law allow spouses to have separate Insurance policies?
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Related questions

Does New York allow spouses to have separate auto insurance policies?

NY and Auto PoliciesYou can have separate policies, but most of the time, it is cheaper to be on the same policy. A NY Insurance Company will ask the question of being married, and if there are other licensed operators in the household, regardless of if they drive the car. It is always said that if there are others in the household that they do have access the the vehicle (last car in the driveway theory). If you commit fraud, you can be denied a claim.


Are you responsible for your living spouses medical bills in Virginia?

It is normal to have responsibility for it. The insurance often also required the spouse to accept responsibility and the primary insurance holder is always required to do so.


What insurance pays off a house in case of a spouses death?

Credit Life Insurance.


Does the birthday rule apply for spouses with the same insurance?

yes


Why does the US Military not give health insurance to same-sex spouses of servicemembers?

It does. Beginning June 26, 2013, same-sex spouses of active service members are eligible for health insurance.


If both spouses own the house but only 1 spouses name is on the deed to the property how is it divided in Virginia?

it's your house. it's your house.


Does Boeing offer dental insurance to same-sex spouses of its employees?

Yes, they do.


What are the policies with survivorship life insurance?

Survivorship life insurance is often taken out by spouses. All the benefits of the policy roll over to the surviving partner on the policy upon the first person's death. However, the benefits are not accessible by the surviving partner; the entire policy is only paid upon the second person's death.


Can your spouses employer or spouse remove you from a family insurance policy without your knowledge?

yes they can


Does Google Inc offer optical insurance coverage to same-sex spouses of its employees?

Yes, they do.


Can spouses file taxes separately?

YES they can if each choose to file as married filing separate on a separate federal 1040 income tax return.


Spouses right if removed from life insurance as beneficiary?

Generally, the owner of the policy has the right to choose their beneficiary.


Can my spouses driving record be held against me if we are separated and have different insurance companies?

There can't be a way for it to be held against YOU. Other insurance companies can't bug you for their mistakes.


Can an employer refuse insurance coverage to a same sex spouse?

Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.


Can your husbands company force you to take insurance coverage from your employer?

They can choose not to provide coverage for a spouse. US law states employers have to provide insurance for employee's children under the age of 26, but does not say anything about spouses, so they can choose to stop covering employee's spouses.


Are you entitled to a portion of your ex spouses inheritance if you separate?

No, they are an ex-spouse. You no longer have any relationship with the spouse or their family.


Can people get car insurance if a spouse's license is suspended?

Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.


Can I carry the insurance on a car that is financed in my spouses name if he is no longer able to drive?

You should check with your insurance agent how you should carry the insurance on a car not financed in your name. Each of the 50 states in the United States has its own insurance regulations. Each state requires its agents to know the insurance regulations.


Do same-sex married couples get insurance?

If you mean can they buy insurance jointly or insure each other, then the answer is "yes" in states where same-sex marriage is legal. If you mean to ask if an employer will give health, dental, optical insurance benefits to the same-sex spouse, then the answer is this: In states where same-sex marriage is legal, if an employer gives any benefit to the spouses of its workers, then it cannot legally deny that benefit to the spouse of one of its workers merely because his marriage is a same-sex marriage. So the answer is yes. If they extend insurance coverage to spouses, then they must do so to ALL spouses.


Why can't Jewish people be buried together?

Jewish spouses are normally buried next to each other in separate graves.


If you have insurance with your employer and your spouse has insurance on you also which insurance is the primary?

If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.


Are there any special laws for getting a divorce in Virginia?

In the state of Virginia, spouses can file for a fault or 'no-fault' divorce. The difference between Virginia and other states' divorce laws is in Virginia, both parties must agree to the divorce if there isn't anyone 'at fault' (desertion, bigamy, a felony conviction).


Would a DWI affect the coverage of your insurance?

if convicted of dwi insurer can deny coverge for named insured and spouses cars if no lienholder.


Are married spouses entitled to share of property acquired by inheritance by one of the spouses?

In the United States one spouse is not entitled to a share in any property that is inherited by the other as long as the beneficiary keeps the inherited property separate from their marital property.


If someone is married can they make a non-spousal person the benficiary on a life insurance policy?

They can, but it usually requires the signature of the spouse. Insurance companies don't like to deal with surprised spouses not getting what they expected.