No. Your own carrier would need to pick up the damage under your comprehensive coverage. Most public paring facilities are not monitored or secured and usually have signs posted waiving liability for theft or damages. If those signs were properl posted according to local ordinance, it's highly unlikely you would have a valid claim against the property owner.
As you can imagine, in any parking used by a lot of people, the owner of the business would be hard-pressed if he/she was responsible for all the damage to vehicles that occurred in that parking lot. Usually, a business would be responsible for damages to your vehicle only if your vehicle was in their care, custody and control (for instance, you dropped your car off to have the brakes done). At that point, the business owner has some responsibility because you've handed over the car.
As for the movie theater, you used your car to get there, park, and leave. The movie theater has no legal liability in how you used your vehicle, or what happened to it while in its lot. The liability falls to the person who vandalized your car, and unfortunately, the chances of locating that person are few.
The businesses insurance should be picking up the claim if the business takes in revenue for the parking as this would create a bailment and the parking garage, valet service, etc would have some liability. Most of them disclaim all liability though and it may say that on your ticket.
Normally the best way to handle this claim would be to submit to your carrier and provide them all the info. They may pay out on it subject to the deductible on your comprehensive coverage, or they may sue the parking lot company if they believe they were somehow At Fault for the vandalism.
You and your insurance company are responsible.
No, parking tickets do NOT affect your car insurance rate.
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
The plural form is judges; the plural possessive form is judges'.The judges' cars were vandalized in the courthouse parking lot.
form_title=Parking Lot Insurance form_header=Parking lots present a number of hazards. Be prepared with an insurance plan that covers those unexpected incidents. Is this parking lot for a place of business?= () Yes () No Is your parking lot currently under surveilance or monitored by security?= () Yes () No What is the maximum vehicular capacity of your parking lot?=_ Do you currently contract the maintenance of your parking lot?= () Yes () No
Generally parking violation will not effect your insurance. These are not considered moving violations and thererfore will not increase the premiums.
While you are picking up trash in the parking lot, a customer asks you for help. What would you do?
Parking tickets do not affect your insurance rates, only moving violations or other tickets that take points off your license.
If you are driving a car or have it parked on a public street or parking lot then it must have insurance