Does a collection attorney by law have to provide an account statement with a break down of charges or only a total to the debtor?
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If payment of the full amount of undisputed charges to your travel charge card bill is not received and posted by the bank 61 calendar days from the closing date on the statement of account what will?
Can a collection agency attorney press charges against you from another state and threaten to take you to court?
Typical components on a Customer Statement: Date of Statement Customer Name & Address Customer Number/Account Number Detail of charges for the month (or other period) such as: date of invoice, invoice number, invoice amount. Beginning Balance Current Charges Payments Received Balance Due (Current and Past Due)
Yes, a charge off does not mean a debt is invalid nor uncollectible. The term is used by creditors to indicate a debt that they believe is not collectible under normal procedures and they are clearing the debt from their books for taxation and operational purposes. The OC will then refer (or sell) the debt to a collection agency or collection attorney for further action.
Unfortunately, once you have made the report, it cannot just be canceled. If you are trying to get the prosecuting attorney to drop the charges, you can contact the attorney and see if they are willing to drop the charges. However, even if you want the charges dropped, the prosecuting attorney has the discretion to decide to drop the charges and decide not to prosecute the case.
Lodging money into a bank account is a transaction, as is withdrawing money. Adding interest to an account is a transaction. Direct debits are transactions. Deducting bank charges is a transaction. Basically any sort of activity involving a change of money in an account is a transaction. You will get a list of them on a bank account statement.